There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Kartarpur, Punjab branch in Jalandhar, Kartarpur, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Jalandhar or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code YESB0000273. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Kartarpur, Punjab, Jalandhar

The table below shows the main details of the IFSC Code YESB0000273 for the Yes Bank branch in Jalandhar, which falls under the Kartarpur district in Punjab.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000273
Branch Kartarpur, Punjab
City Jalandhar
District Kartarpur
State Punjab
Address Ground Floor,Khasra No 476/1,, Gt Road,Po,Kartarpur Pin 144801,, Dist Jalandhar, Kartarpur, Punjab-144801

These details helps users in online banking and for businesses and individuals who use Yes Bank in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0000273 for the Kartarpur, Punjab branch of Yes Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Kartarpur, Punjab, Jalandhar, Punjab, are allotted a unique IFSC like YESB0000273 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalandhar and Kartarpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Yes Bank in Kartarpur, Punjab reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code YESB0000273

This is the format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kartarpur, Punjab in Jalandhar.

For example, the IFSC Code YESB0000273 of Yes Bank for the Kartarpur, Punjab branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Yes Bank?

If you are looking for the IFSC Code YESB0000273 of Yes Bank for its Kartarpur, Punjab branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Yes Bank branches in Jalandhar and Kartarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Yes Bank and look for the branch locator section, then search for Kartarpur, Punjab or Jalandhar to get the exact IFSC Code YESB0000273.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Jalandhar, then it will provide you proper information.

How to Use IFSC Code YESB0000273 for Online Transfers?

Once you have the IFSC Code YESB0000273 for the Kartarpur, Punjab branch of Yes Bank in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0000273. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0000273.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Kartarpur, Punjab in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Kartarpur, Punjab, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jalandhar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Kartarpur, Punjab, Jalandhar?

The IFSC Code is YESB0000273.

Is the IFSC Code YESB0000273 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Kartarpur, Punjab?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kartarpur, Punjab branch?

The address of the branch is Ground Floor,Khasra No 476/1,, Gt Road,Po,Kartarpur Pin 144801,, Dist Jalandhar, Kartarpur, Punjab-144801 located in Jalandhar, Kartarpur, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.