Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Citizens Urban Coop Bank Partapbagh branch in Jalandhar, Jalandhar, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Yes Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code YESB0CB0002. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Citizens Urban Coop Bank Partapbagh, Jalandhar

Below in the table are the key details related to IFSC Code YESB0CB0002 of Yes Bank for its branch located in Jalandhar, within the district of Jalandhar in the state of Punjab.

Particulars Details
Bank Yes Bank
IFSC Code YESB0CB0002
Branch Citizens Urban Coop Bank Partapbagh
City Jalandhar
District Jalandhar
State Punjab
Address Partap Nagar, Jalandhar - 144001

These details helps users in online banking and for businesses and individuals who use Yes Bank in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0CB0002 for the Citizens Urban Coop Bank Partapbagh branch of Yes Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Citizens Urban Coop Bank Partapbagh, Jalandhar, Punjab, is provided a unique IFSC like YESB0CB0002 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Yes Bank branch in Jalandhar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jalandhar and Jalandhar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Citizens Urban Coop Bank Partapbagh do not get misguided to another person.

Format of the IFSC Code YESB0CB0002

The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Citizens Urban Coop Bank Partapbagh in Jalandhar.

For example, the IFSC Code YESB0CB0002 of Yes Bank for the Citizens Urban Coop Bank Partapbagh branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0CB0002 of Yes Bank for its Citizens Urban Coop Bank Partapbagh branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Jalandhar and Jalandhar, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Citizens Urban Coop Bank Partapbagh or Jalandhar to get the exact IFSC Code YESB0CB0002.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Jalandhar, you'll get the correct details.

How to Use IFSC Code YESB0CB0002 for Online Transfers?

If you have the IFSC Code YESB0CB0002 for the Citizens Urban Coop Bank Partapbagh branch of Yes Bank in Jalandhar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0CB0002. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0CB0002.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Citizens Urban Coop Bank Partapbagh in Jalandhar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Citizens Urban Coop Bank Partapbagh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Citizens Urban Coop Bank Partapbagh Jalandhar?

The IFSC Code of the Citizens Urban Coop Bank Partapbagh Jalandhar branch is YESB0CB0002.

Is IFSC Code YESB0CB0002 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Citizens Urban Coop Bank Partapbagh branch?

The branch is located at Partap Nagar, Jalandhar - 144001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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