Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Shree Kadi Nagrik Bank Chhatral branch in Gandhinagar, Chhatral, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code YESB0KNB016. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Shree Kadi Nagrik Bank Chhatral, Gandhinagar

Here are some of the key details that come with the IFSC Code YESB0KNB016 of Yes Bank for its branch located in Gandhinagar, within the district of Chhatral in the state of Gujarat.

Particulars Details
Bank Yes Bank
IFSC Code YESB0KNB016
Branch Shree Kadi Nagrik Bank Chhatral
City Gandhinagar
District Chhatral
State Gujarat
Address Bansidhar Complex Chhatral Gandhinagar 382729

These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Gandhinagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0KNB016 for the Shree Kadi Nagrik Bank Chhatral branch of Yes Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0KNB016 is given to every bank branch, including Yes Bank located in Shree Kadi Nagrik Bank Chhatral, Gandhinagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Gandhinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gandhinagar and Chhatral.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Shree Kadi Nagrik Bank Chhatral doesn't end up at another location.

Format of the IFSC Code YESB0KNB016

This is the format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shree Kadi Nagrik Bank Chhatral in Gandhinagar.

For example, the IFSC Code YESB0KNB016 of Yes Bank for the Shree Kadi Nagrik Bank Chhatral branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0KNB016 of Yes Bank for its Shree Kadi Nagrik Bank Chhatral branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque books that are issued by Yes Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Gandhinagar and Chhatral, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and find the branch locator section. Search for Shree Kadi Nagrik Bank Chhatral or Gandhinagar to get the exact IFSC Code YESB0KNB016.

Mobile Banking App

If you use Yes Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Yes Bank and Gandhinagar that will provide accurate information.

How to Use IFSC Code YESB0KNB016 for Online Transfers?

Once you have the IFSC Code YESB0KNB016 for the Shree Kadi Nagrik Bank Chhatral branch of Yes Bank in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0KNB016. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0KNB016.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Shree Kadi Nagrik Bank Chhatral in Gandhinagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Shree Kadi Nagrik Bank Chhatral, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gandhinagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Shree Kadi Nagrik Bank Chhatral Gandhinagar?

The IFSC Code of the Shree Kadi Nagrik Bank Chhatral Gandhinagar branch is YESB0KNB016.

Is IFSC Code YESB0KNB016 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Shree Kadi Nagrik Bank Chhatral branch?

The branch is located at Bansidhar Complex Chhatral Gandhinagar 382729.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.