There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Kakinada, Andhra Pradesh branch in East Godavari, Kakinada, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in East Godavari or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code YESB0001046. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Kakinada, Andhra Pradesh, East Godavari

Here are some of the key details that come with the IFSC Code YESB0001046 of Yes Bank for its branch located in East Godavari, within the district of Kakinada in the state of Andhra Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0001046
Branch Kakinada, Andhra Pradesh
City East Godavari
District Kakinada
State Andhra Pradesh
Address Gr. Floor, 2/27/14-2, Koppana Complex, Gokula Street, Sri Nagar, Kakinada 533003

These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in East Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0001046 for the Kakinada, Andhra Pradesh branch of Yes Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Kakinada, Andhra Pradesh, East Godavari, Andhra Pradesh, are allotted a unique IFSC like YESB0001046 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in East Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like East Godavari and Kakinada.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Yes Bank in Kakinada, Andhra Pradesh reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code YESB0001046

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kakinada, Andhra Pradesh in East Godavari.

For example, the IFSC Code YESB0001046 of Yes Bank for the Kakinada, Andhra Pradesh branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0001046 of Yes Bank for its Kakinada, Andhra Pradesh branch located in East Godavari, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in East Godavari and Kakinada, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Kakinada, Andhra Pradesh or East Godavari to get the exact IFSC Code YESB0001046.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and East Godavari, you'll get the correct details.

How to Use IFSC Code YESB0001046 for Online Transfers?

Once you have the IFSC Code YESB0001046 for the Kakinada, Andhra Pradesh branch of Yes Bank in East Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0001046. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0001046.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Kakinada, Andhra Pradesh in East Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Kakinada, Andhra Pradesh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Kakinada, Andhra Pradesh, East Godavari?

The IFSC Code is YESB0001046.

Is the IFSC Code YESB0001046 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Kakinada, Andhra Pradesh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kakinada, Andhra Pradesh branch?

The address of the branch is Gr. Floor, 2/27/14-2, Koppana Complex, Gokula Street, Sri Nagar, Kakinada 533003 located in East Godavari, Kakinada, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.