The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Proddatur Coop Town Bank Ltd Badvel branch in Cuddapah, Badvel, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Yes Bank located in Cuddapah or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code YESB0PCTB03. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Yes Bank, Proddatur Coop Town Bank Ltd Badvel, Cuddapah

Here are the key points that are associated with the IFSC Code YESB0PCTB03 of Yes Bank for its branch located in Cuddapah, within the district of Badvel in the state of Andhra Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0PCTB03
Branch Proddatur Coop Town Bank Ltd Badvel
City Cuddapah
District Badvel
State Andhra Pradesh
Address 8-3-73-1, Mydukur Road, Badvel-516227

These details help users in online banking and for businesses and individuals who use Yes Bank in Cuddapah for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0PCTB03 for the Proddatur Coop Town Bank Ltd Badvel branch of Yes Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Proddatur Coop Town Bank Ltd Badvel, Cuddapah, Andhra Pradesh, are allotted a unique IFSC like YESB0PCTB03 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuddapah.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Cuddapah and Badvel.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Yes Bank in Proddatur Coop Town Bank Ltd Badvel reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code YESB0PCTB03

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Proddatur Coop Town Bank Ltd Badvel in Cuddapah.

For example, the IFSC Code YESB0PCTB03 of Yes Bank for the Proddatur Coop Town Bank Ltd Badvel branch includes these elements, identifying the bank and the branch location in Cuddapah and Andhra Pradesh accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0PCTB03 of Yes Bank for its Proddatur Coop Town Bank Ltd Badvel branch located in Cuddapah, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Cuddapah and Badvel, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Proddatur Coop Town Bank Ltd Badvel or Cuddapah to get the exact IFSC Code YESB0PCTB03.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Cuddapah, you'll get the correct details.

How to Use IFSC Code YESB0PCTB03 for Online Transfers?

Once you have the IFSC Code YESB0PCTB03 for the Proddatur Coop Town Bank Ltd Badvel branch of Yes Bank in Cuddapah, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0PCTB03. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0PCTB03.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Proddatur Coop Town Bank Ltd Badvel in Cuddapah, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Proddatur Coop Town Bank Ltd Badvel, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cuddapah manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Proddatur Coop Town Bank Ltd Badvel Cuddapah?

The IFSC Code of the Proddatur Coop Town Bank Ltd Badvel Cuddapah branch is YESB0PCTB03.

Is IFSC Code YESB0PCTB03 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Proddatur Coop Town Bank Ltd Badvel branch?

The branch is located at 8-3-73-1, Mydukur Road, Badvel-516227.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.