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IFSC Code of Yes Bank, Manimajra,Chandigarh, Chandigarh, Chandigarh — YESB0000274

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Manimajra,Chandigarh branch in Chandigarh, Chandigarh, or Chandigarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code YESB0000274. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Manimajra,Chandigarh, Chandigarh

Below in the table are the key details related to IFSC Code YESB0000274 of Yes Bank for its branch located in Chandigarh, within the district of Chandigarh in the state of Chandigarh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000274
Branch Manimajra,Chandigarh
City Chandigarh
District Chandigarh
State Chandigarh
Address Ground Floor, Sco-818,, Nac Manimajra, Ut Chandigarh, Chandigarh, Chandigarh-160101

These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in Chandigarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0000274 for the Manimajra,Chandigarh branch of Yes Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0000274 is given to every bank branch, including Yes Bank located in Manimajra,Chandigarh, Chandigarh, Chandigarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chandigarh and Chandigarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chandigarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Manimajra,Chandigarh doesn't end up at another location.

Format of the IFSC Code YESB0000274

This is the format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Manimajra,Chandigarh in Chandigarh.

For example, the IFSC Code YESB0000274 of Yes Bank for the Manimajra,Chandigarh branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0000274 of Yes Bank for its Manimajra,Chandigarh branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Chandigarh and Chandigarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Manimajra,Chandigarh or Chandigarh to get the exact IFSC Code YESB0000274.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Chandigarh, you'll get the correct details.

How to Use IFSC Code YESB0000274 for Online Transfers?

Once you have the IFSC Code YESB0000274 for the Manimajra,Chandigarh branch of Yes Bank in Chandigarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0000274. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Yes Bank IFSC Code YESB0000274.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Yes Bank Manimajra,Chandigarh in Chandigarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Manimajra,Chandigarh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chandigarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Manimajra,Chandigarh, Chandigarh?

The IFSC Code is YESB0000274.

Is the IFSC Code YESB0000274 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Manimajra,Chandigarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Manimajra,Chandigarh branch?

The address of the branch is Ground Floor, Sco-818,, Nac Manimajra, Ut Chandigarh, Chandigarh, Chandigarh-160101 located in Chandigarh, Chandigarh, Chandigarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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