Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Chikhli Urban Coop Bank Dhad branch in Buldhana, Dhad, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Buldhana or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code YESB0CCUB03. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Chikhli Urban Coop Bank Dhad, Buldhana

The table below shows the main details of the IFSC Code YESB0CCUB03 for the Yes Bank branch in Buldhana, which falls under the Dhad district in Maharashtra.

Particulars Details
Bank Yes Bank
IFSC Code YESB0CCUB03
Branch Chikhli Urban Coop Bank Dhad
City Buldhana
District Dhad
State Maharashtra
Address Aurangabad Road At Post Dhad Tq Buldana 443106

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Buldhana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0CCUB03 for the Chikhli Urban Coop Bank Dhad branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Chikhli Urban Coop Bank Dhad, Buldhana, Maharashtra, is provided a unique IFSC like YESB0CCUB03 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Yes Bank branch in Buldhana.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Buldhana and Dhad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Chikhli Urban Coop Bank Dhad do not get misguided to another person.

Format of the IFSC Code YESB0CCUB03

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chikhli Urban Coop Bank Dhad in Buldhana.

For example, the IFSC Code YESB0CCUB03 of Yes Bank for the Chikhli Urban Coop Bank Dhad branch includes these elements, identifying the bank and the branch location in Buldhana and Maharashtra accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0CCUB03 of Yes Bank for its Chikhli Urban Coop Bank Dhad branch located in Buldhana, the following methods can help:

Cheque Book

The cheque books that are issued by Yes Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Buldhana and Dhad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and find the branch locator section. Search for Chikhli Urban Coop Bank Dhad or Buldhana to get the exact IFSC Code YESB0CCUB03.

Mobile Banking App

If you use Yes Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Yes Bank and Buldhana that will provide accurate information.

How to Use IFSC Code YESB0CCUB03 for Online Transfers?

Once you have the IFSC Code YESB0CCUB03 for the Chikhli Urban Coop Bank Dhad branch of Yes Bank in Buldhana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0CCUB03. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0CCUB03.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Chikhli Urban Coop Bank Dhad in Buldhana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Chikhli Urban Coop Bank Dhad, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Buldhana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Chikhli Urban Coop Bank Dhad Buldhana?

The IFSC Code of the Chikhli Urban Coop Bank Dhad Buldhana branch is YESB0CCUB03.

Is IFSC Code YESB0CCUB03 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Chikhli Urban Coop Bank Dhad branch?

The branch is located at Aurangabad Road At Post Dhad Tq Buldana 443106.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.