The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Gulaothi branch in Bulandshahr, Gulaothi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Yes Bank located in Bulandshahr or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0000302. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Yes Bank, Gulaothi, Bulandshahr

The table below shows the main details of the IFSC Code YESB0000302 for the Yes Bank branch in Bulandshahr, which falls under the Gulaothi district in Uttar Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000302
Branch Gulaothi
City Bulandshahr
District Gulaothi
State Uttar Pradesh
Address Ground Floor, Bearing No 149, Ward No. 12, Mohalla Ramnagar, Hapur Road,Distt. Bulandshehr,, Gulaothi, Uttar Pradesh-245408

These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Bulandshahr for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0000302 for the Gulaothi branch of Yes Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Gulaothi, Bulandshahr, Uttar Pradesh, is provided with a unique IFSC like YESB0000302 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Bulandshahr.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bulandshahr and Gulaothi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Gulaothi do not get mixed with another location.

Format of the IFSC Code YESB0000302

This is the format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gulaothi in Bulandshahr.

For example, the IFSC Code YESB0000302 of Yes Bank for the Gulaothi branch includes these elements, identifying the bank and the branch location in Bulandshahr and Uttar Pradesh accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0000302 of Yes Bank for its Gulaothi branch located in Bulandshahr, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Bulandshahr and Gulaothi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Gulaothi or Bulandshahr to get the exact IFSC Code YESB0000302.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Bulandshahr, you'll get the correct details.

How to Use IFSC Code YESB0000302 for Online Transfers?

Once you have the IFSC Code YESB0000302 for the Gulaothi branch of Yes Bank in Bulandshahr, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0000302. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0000302.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Gulaothi in Bulandshahr may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Gulaothi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bulandshahr manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Gulaothi Bulandshahr?

The IFSC Code of the Gulaothi Bulandshahr branch is YESB0000302.

Is IFSC Code YESB0000302 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Gulaothi branch?

The branch is located at Ground Floor, Bearing No 149, Ward No. 12, Mohalla Ramnagar, Hapur Road,Distt. Bulandshehr,, Gulaothi, Uttar Pradesh-245408.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.