There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Kannur, Kerala branch in Bijapur, Kannur, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Bijapur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code YESB0000287. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Kannur, Kerala, Bijapur

The table below shows the main details of the IFSC Code YESB0000287 for the Yes Bank branch in Bijapur, which falls under the Kannur district in Kerala.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000287
Branch Kannur, Kerala
City Bijapur
District Kannur
State Kerala
Address Cw-120, Ground Floor,, P. G. Kamath Building,, Pillayar Kovil Road,, Kannur, Kerala-670001

These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Bijapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0000287 for the Kannur, Kerala branch of Yes Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Kannur, Kerala, Bijapur, Kerala, are given a unique IFSC like YESB0000287 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bijapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bijapur and Kannur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Yes Bank in Kannur, Kerala goes to the correct branch. This is important because Yes Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code YESB0000287

The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kannur, Kerala in Bijapur.

For example, the IFSC Code YESB0000287 of Yes Bank for the Kannur, Kerala branch includes these elements, identifying the bank and the branch location in Bijapur and Kerala correctly.

How to Find IFSC Code for Yes Bank?

To find the IFSC Code YESB0000287 of Yes Bank for its Kannur, Kerala branch located in Bijapur, the following methods can help you out:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Bijapur and Kannur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and go to the branch locator section. Then search for Kannur, Kerala or Bijapur to find the exact IFSC Code YESB0000287.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Yes Bank and Bijapur will provide accurate information.

How to Use IFSC Code YESB0000287 for Online Transfers?

If you have the IFSC Code YESB0000287 for the Kannur, Kerala branch of Yes Bank in Bijapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0000287. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0000287.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Kannur, Kerala in Bijapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Kannur, Kerala, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bijapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Kannur, Kerala Bijapur?

The IFSC Code of the Kannur, Kerala Bijapur branch is YESB0000287.

Is IFSC Code YESB0000287 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Kannur, Kerala branch?

The branch is located at Cw-120, Ground Floor,, P. G. Kamath Building,, Pillayar Kovil Road,, Kannur, Kerala-670001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.