For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Yes Bank for its Vallabh Vidyanagar, Gujarat branch in Anand, Vallabh Vidyanagar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Yes Bank located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code YESB0000194. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Vallabh Vidyanagar, Gujarat, Anand

Here are some of the key details that come with the IFSC Code YESB0000194 of Yes Bank for its branch located in Anand, within the district of Vallabh Vidyanagar in the state of Gujarat.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000194
Branch Vallabh Vidyanagar, Gujarat
City Anand
District Vallabh Vidyanagar
State Gujarat
Address Shop No. G4, Ground Floor, Neelkanth Estate, Opp. Vip Guest House, Nana Bazar, Vallabh Vidya Nagar - 388 120.

These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Anand for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0000194 for the Vallabh Vidyanagar, Gujarat branch of Yes Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0000194 is given to every bank branch, including Yes Bank located in Vallabh Vidyanagar, Gujarat, Anand, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Anand.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Anand and Vallabh Vidyanagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Vallabh Vidyanagar, Gujarat doesn't end up at another location.

Format of the IFSC Code YESB0000194

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vallabh Vidyanagar, Gujarat in Anand.

For example, the IFSC Code YESB0000194 of Yes Bank for the Vallabh Vidyanagar, Gujarat branch includes these elements, identifying the bank and the branch location in Anand and Gujarat accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0000194 of Yes Bank for its Vallabh Vidyanagar, Gujarat branch located in Anand, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Anand and Vallabh Vidyanagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Vallabh Vidyanagar, Gujarat or Anand to get the exact IFSC Code YESB0000194.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Anand, you'll get the correct details.

How to Use IFSC Code YESB0000194 for Online Transfers?

Once you have the IFSC Code YESB0000194 for the Vallabh Vidyanagar, Gujarat branch of Yes Bank in Anand, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0000194. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0000194.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Vallabh Vidyanagar, Gujarat in Anand, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Vallabh Vidyanagar, Gujarat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Anand manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Vallabh Vidyanagar, Gujarat Anand?

The IFSC Code of the Vallabh Vidyanagar, Gujarat Anand branch is YESB0000194.

Is IFSC Code YESB0000194 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Vallabh Vidyanagar, Gujarat branch?

The branch is located at Shop No. G4, Ground Floor, Neelkanth Estate, Opp. Vip Guest House, Nana Bazar, Vallabh Vidya Nagar - 388 120..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.