The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Woori Bank for its Gurgaon Branch branch in Gurgaon, Gurgaon, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Woori Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code HVBK0000002. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Woori Bank, Gurgaon Branch, Gurgaon
The table below shows the main details of the IFSC Code HVBK0000002 for the Woori Bank branch in Gurgaon, which falls under the Gurgaon district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Woori Bank |
| IFSC Code | HVBK0000002 |
| Branch | Gurgaon Branch |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| Address | 1St Floor, A-Block, Salcon Platina Building, Dlf Phase 1, Sikanderpur, Mg Road, Sector - 28, Gurgaon |
These details helps users in online banking and for businesses and individuals who use Woori Bank in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HVBK0000002 for the Gurgaon Branch branch of Woori Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HVBK0000002 is given to every bank branch, including Woori Bank located in Gurgaon Branch, Gurgaon, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Woori Bank branch in Gurgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Woori Bank in Gurgaon Branch doesn't end up at another location.
Format of the IFSC Code HVBK0000002
This is the format of the IFSC Code for banks, including Woori Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Woori Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gurgaon Branch in Gurgaon.
For example, the IFSC Code HVBK0000002 of Woori Bank for the Gurgaon Branch branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.
How to Find IFSC Code for Woori Bank?
To find the IFSC Code HVBK0000002 of Woori Bank for its Gurgaon Branch branch located in Gurgaon, the following methods can help you out:
Cheque Book
The cheque book issued by Woori Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Woori Bank branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Woori Bank and go to the branch locator section. Then search for Gurgaon Branch or Gurgaon to find the exact IFSC Code HVBK0000002.
Mobile Banking App
If you use Woori Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Woori Bank and Gurgaon will provide accurate information.
How to Use IFSC Code HVBK0000002 for Online Transfers?
If you have the IFSC Code HVBK0000002 for the Gurgaon Branch branch of Woori Bank in Gurgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HVBK0000002. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Woori Bank IFSC Code HVBK0000002.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Woori Bank Gurgaon Branch in Gurgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Woori Bank in Gurgaon Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Woori Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gurgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HVBK0000002.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 1St Floor, A-Block, Salcon Platina Building, Dlf Phase 1, Sikanderpur, Mg Road, Sector - 28, Gurgaon located in Gurgaon, Gurgaon, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.