The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Vasai Vikas Sahakari Bank Limited for its Gangapur Road branch in Nasik, Nasik, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Vasai Vikas Sahakari Bank Limited located in Nasik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code VVSB0000019. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Vasai Vikas Sahakari Bank Limited, Gangapur Road, Nasik
Here are the key points that are associated with the IFSC Code VVSB0000019 of Vasai Vikas Sahakari Bank Limited for its branch located in Nasik, within the district of Nasik in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Vasai Vikas Sahakari Bank Limited |
| IFSC Code | VVSB0000019 |
| Branch | Gangapur Road |
| City | Nasik |
| District | Nasik |
| State | Maharashtra |
| Address | Shop No 8 A/8 Archit Regency Co Op Hsg. Society, Savarkar Nagar, Gangapur Road Nasik |
These details are crucial, not just for online banking users but also for businesses and individuals who use Vasai Vikas Sahakari Bank Limited in Nasik for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code VVSB0000019 for the Gangapur Road branch of Vasai Vikas Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Vasai Vikas Sahakari Bank Limited located in Gangapur Road, Nasik, Maharashtra, are allotted a unique IFSC like VVSB0000019 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nasik.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nasik and Nasik.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Vasai Vikas Sahakari Bank Limited in Gangapur Road reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code VVSB0000019
The format of the IFSC Code for banks, including Vasai Vikas Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Vasai Vikas Sahakari Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gangapur Road in Nasik.
For example, the IFSC Code VVSB0000019 of Vasai Vikas Sahakari Bank Limited for the Gangapur Road branch has these elements, identifying the bank and the branch location in Nasik and Maharashtra correctly.
How to Find IFSC Code for Vasai Vikas Sahakari Bank Limited?
If you are trying to find the IFSC Code VVSB0000019 of Vasai Vikas Sahakari Bank Limited for its Gangapur Road branch located in Nasik, the following methods can help:
Cheque Book
The cheque book issued by Vasai Vikas Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Vasai Vikas Sahakari Bank Limited branches in Nasik and Nasik, print them on the first page of your passbook.
Bank Website
Visit the official website of Vasai Vikas Sahakari Bank Limited and navigate to the branch locator section. Search for Gangapur Road or Nasik to get the exact IFSC Code VVSB0000019.
Mobile Banking App
If you use Vasai Vikas Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Vasai Vikas Sahakari Bank Limited and Nasik, you'll get the correct details.
How to Use IFSC Code VVSB0000019 for Online Transfers?
Once you have the IFSC Code VVSB0000019 for the Gangapur Road branch of Vasai Vikas Sahakari Bank Limited in Nasik, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code VVSB0000019. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Vasai Vikas Sahakari Bank Limited IFSC Code VVSB0000019.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Vasai Vikas Sahakari Bank Limited Gangapur Road in Nasik, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Vasai Vikas Sahakari Bank Limited in Gangapur Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Vasai Vikas Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nasik to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is VVSB0000019.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No 8 A/8 Archit Regency Co Op Hsg. Society, Savarkar Nagar, Gangapur Road Nasik located in Nasik, Nasik, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.