There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Uttarkashi Branch branch in Uttarkashi, Uttarkashi, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uttarakhand State Cooperative Bank Limited situated in Uttarkashi or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code USCB0001008. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Uttarkashi Branch, Uttarkashi

Here are some of the key details that come with the IFSC Code USCB0001008 of Uttarakhand State Cooperative Bank Limited for its branch located in Uttarkashi, within the district of Uttarkashi in the state of Uttarakhand.

Particulars Details
Bank Uttarakhand State Cooperative Bank Limited
IFSC Code USCB0001008
Branch Uttarkashi Branch
City Uttarkashi
District Uttarkashi
State Uttarakhand
Address Ward No 3 Gyansu Uttarkashi 249193

These details helps users in online banking and for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Uttarkashi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code USCB0001008 for the Uttarkashi Branch branch of Uttarakhand State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like USCB0001008 is given to every bank branch, including Uttarakhand State Cooperative Bank Limited located in Uttarkashi Branch, Uttarkashi, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uttarakhand State Cooperative Bank Limited branch in Uttarkashi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttarkashi and Uttarkashi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Uttarakhand State Cooperative Bank Limited in Uttarkashi Branch doesn't end up at another location.

Format of the IFSC Code USCB0001008

The format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uttarakhand State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Uttarkashi Branch in Uttarkashi.

For example, the IFSC Code USCB0001008 of Uttarakhand State Cooperative Bank Limited for the Uttarkashi Branch branch has these elements, identifying the bank and the branch location in Uttarkashi and Uttarakhand correctly.

How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?

To find the IFSC Code USCB0001008 of Uttarakhand State Cooperative Bank Limited for its Uttarkashi Branch branch located in Uttarkashi, the following methods can help you out:

Cheque Book

The cheque book issued by Uttarakhand State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uttarakhand State Cooperative Bank Limited branches in Uttarkashi and Uttarkashi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uttarakhand State Cooperative Bank Limited and go to the branch locator section. Then search for Uttarkashi Branch or Uttarkashi to find the exact IFSC Code USCB0001008.

Mobile Banking App

If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uttarakhand State Cooperative Bank Limited and Uttarkashi will provide accurate information.

How to Use IFSC Code USCB0001008 for Online Transfers?

Once you have the IFSC Code USCB0001008 for the Uttarkashi Branch branch of Uttarakhand State Cooperative Bank Limited in Uttarkashi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code USCB0001008. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001008.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttarakhand State Cooperative Bank Limited Uttarkashi Branch in Uttarkashi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttarakhand State Cooperative Bank Limited in Uttarkashi Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uttarakhand State Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttarkashi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttarakhand State Cooperative Bank Limited Uttarkashi Branch Uttarkashi?

The IFSC Code of the Uttarkashi Branch Uttarkashi branch is USCB0001008.

Is IFSC Code USCB0001008 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uttarakhand State Cooperative Bank Limited Uttarkashi Branch branch?

The branch is located at Ward No 3 Gyansu Uttarkashi 249193.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.