For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Khatima Branch branch in Udham Singh Nagar, Khatima, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uttarakhand State Cooperative Bank Limited located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code USCB0001007. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Khatima Branch, Udham Singh Nagar

Here are the main details that are associated with the IFSC Code USCB0001007 of Uttarakhand State Cooperative Bank Limited for its branch located in Udham Singh Nagar, within the district of Khatima in the state of Uttarakhand.

Particulars Details
Bank Uttarakhand State Cooperative Bank Limited
IFSC Code USCB0001007
Branch Khatima Branch
City Udham Singh Nagar
District Khatima
State Uttarakhand
Address Near Raturi Hospital Tanakpur Road Amaoun Khatima 262308

These details are important not only for users using online banking but also for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Udham Singh Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code USCB0001007 for the Khatima Branch branch of Uttarakhand State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uttarakhand State Cooperative Bank Limited located in Khatima Branch, Udham Singh Nagar, Uttarakhand, are given a unique IFSC like USCB0001007 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Udham Singh Nagar and Khatima.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uttarakhand State Cooperative Bank Limited in Khatima Branch goes to the correct branch. This is important because Uttarakhand State Cooperative Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code USCB0001007

The format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uttarakhand State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khatima Branch in Udham Singh Nagar.

For example, the IFSC Code USCB0001007 of Uttarakhand State Cooperative Bank Limited for the Khatima Branch branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?

If you are looking for the IFSC Code USCB0001007 of Uttarakhand State Cooperative Bank Limited for its Khatima Branch branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Uttarakhand State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uttarakhand State Cooperative Bank Limited branches in Udham Singh Nagar and Khatima, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uttarakhand State Cooperative Bank Limited and look for the branch locator section, then search for Khatima Branch or Udham Singh Nagar to get the exact IFSC Code USCB0001007.

Mobile Banking App

If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttarakhand State Cooperative Bank Limited and Udham Singh Nagar, then it will provide you proper information.

How to Use IFSC Code USCB0001007 for Online Transfers?

Once you have the IFSC Code USCB0001007 for the Khatima Branch branch of Uttarakhand State Cooperative Bank Limited in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code USCB0001007. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001007.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uttarakhand State Cooperative Bank Limited Khatima Branch in Udham Singh Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uttarakhand State Cooperative Bank Limited in Khatima Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uttarakhand State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttarakhand State Cooperative Bank Limited in Khatima Branch, Udham Singh Nagar?

The IFSC Code is USCB0001007.

Is the IFSC Code USCB0001007 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uttarakhand State Cooperative Bank Limited Khatima Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khatima Branch branch?

The address of the branch is Near Raturi Hospital Tanakpur Road Amaoun Khatima 262308 located in Udham Singh Nagar, Khatima, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.