Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Kashipur Branch branch in Udham Singh Nagar, Kashipur, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uttarakhand State Cooperative Bank Limited located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code USCB0001006. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Kashipur Branch, Udham Singh Nagar

The table below shows the main details of the IFSC Code USCB0001006 for the Uttarakhand State Cooperative Bank Limited branch in Udham Singh Nagar, which falls under the Kashipur district in Uttarakhand.

Particulars Details
Bank Uttarakhand State Cooperative Bank Limited
IFSC Code USCB0001006
Branch Kashipur Branch
City Udham Singh Nagar
District Kashipur
State Uttarakhand
Address Moradabad Road,Near Design Centre Kashipur Us Nagar 244713

These details help users in online banking and for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code USCB0001006 for the Kashipur Branch branch of Uttarakhand State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttarakhand State Cooperative Bank Limited located in Kashipur Branch, Udham Singh Nagar, Uttarakhand, is provided a unique IFSC like USCB0001006 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uttarakhand State Cooperative Bank Limited branch in Udham Singh Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Kashipur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Uttarakhand State Cooperative Bank Limited in Kashipur Branch do not get misguided to another person.

Format of the IFSC Code USCB0001006

This is the format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uttarakhand State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kashipur Branch in Udham Singh Nagar.

For example, the IFSC Code USCB0001006 of Uttarakhand State Cooperative Bank Limited for the Kashipur Branch branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?

If you are trying to find the IFSC Code USCB0001006 of Uttarakhand State Cooperative Bank Limited for its Kashipur Branch branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book issued by Uttarakhand State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uttarakhand State Cooperative Bank Limited branches in Udham Singh Nagar and Kashipur, print them on the first page of your passbook.

Bank Website

Visit the official website of Uttarakhand State Cooperative Bank Limited and navigate to the branch locator section. Search for Kashipur Branch or Udham Singh Nagar to get the exact IFSC Code USCB0001006.

Mobile Banking App

If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttarakhand State Cooperative Bank Limited and Udham Singh Nagar, you'll get the correct details.

How to Use IFSC Code USCB0001006 for Online Transfers?

Once you have the IFSC Code USCB0001006 for the Kashipur Branch branch of Uttarakhand State Cooperative Bank Limited in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code USCB0001006. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001006.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttarakhand State Cooperative Bank Limited Kashipur Branch in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttarakhand State Cooperative Bank Limited in Kashipur Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uttarakhand State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttarakhand State Cooperative Bank Limited in Kashipur Branch, Udham Singh Nagar?

The IFSC Code is USCB0001006.

Is the IFSC Code USCB0001006 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uttarakhand State Cooperative Bank Limited Kashipur Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kashipur Branch branch?

The address of the branch is Moradabad Road,Near Design Centre Kashipur Us Nagar 244713 located in Udham Singh Nagar, Kashipur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.