Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Bazpur Branch branch in Udham Singh Nagar, Bazpur, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uttarakhand State Cooperative Bank Limited located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code USCB0001015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Bazpur Branch, Udham Singh Nagar
Below in the table are the key details related to IFSC Code USCB0001015 of Uttarakhand State Cooperative Bank Limited for its branch located in Udham Singh Nagar, within the district of Bazpur in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Uttarakhand State Cooperative Bank Limited |
| IFSC Code | USCB0001015 |
| Branch | Bazpur Branch |
| City | Udham Singh Nagar |
| District | Bazpur |
| State | Uttarakhand |
| Address | Rampur Road Opp Axis Bank Bazpur,Dist Us Nagar 262401 |
These details helps users in online banking and for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code USCB0001015 for the Bazpur Branch branch of Uttarakhand State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uttarakhand State Cooperative Bank Limited located in Bazpur Branch, Udham Singh Nagar, Uttarakhand, are given a unique IFSC like USCB0001015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Udham Singh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Udham Singh Nagar and Bazpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uttarakhand State Cooperative Bank Limited in Bazpur Branch goes to the correct branch. This is important because Uttarakhand State Cooperative Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code USCB0001015
The format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uttarakhand State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bazpur Branch in Udham Singh Nagar.
For example, the IFSC Code USCB0001015 of Uttarakhand State Cooperative Bank Limited for the Bazpur Branch branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.
How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?
If you are trying to find the IFSC Code USCB0001015 of Uttarakhand State Cooperative Bank Limited for its Bazpur Branch branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book issued by Uttarakhand State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uttarakhand State Cooperative Bank Limited branches in Udham Singh Nagar and Bazpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uttarakhand State Cooperative Bank Limited and navigate to the branch locator section. Search for Bazpur Branch or Udham Singh Nagar to get the exact IFSC Code USCB0001015.
Mobile Banking App
If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttarakhand State Cooperative Bank Limited and Udham Singh Nagar, you'll get the correct details.
How to Use IFSC Code USCB0001015 for Online Transfers?
Once you have the IFSC Code USCB0001015 for the Bazpur Branch branch of Uttarakhand State Cooperative Bank Limited in Udham Singh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code USCB0001015. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001015.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttarakhand State Cooperative Bank Limited Bazpur Branch in Udham Singh Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttarakhand State Cooperative Bank Limited in Bazpur Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttarakhand State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bazpur Branch Udham Singh Nagar branch is USCB0001015.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Rampur Road Opp Axis Bank Bazpur,Dist Us Nagar 262401.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.