The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Pauri Branch branch in Pauri Garhwal, Pauri, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uttarakhand State Cooperative Bank Limited located in Pauri Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code USCB0001013. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Pauri Branch, Pauri Garhwal

Here are the key points that are associated with the IFSC Code USCB0001013 of Uttarakhand State Cooperative Bank Limited for its branch located in Pauri Garhwal, within the district of Pauri in the state of Uttarakhand.

Particulars Details
Bank Uttarakhand State Cooperative Bank Limited
IFSC Code USCB0001013
Branch Pauri Branch
City Pauri Garhwal
District Pauri
State Uttarakhand
Address Agency Chowk Pauri Distt Pauri Garhwal 246001

These details help users in online banking and for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Pauri Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code USCB0001013 for the Pauri Branch branch of Uttarakhand State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uttarakhand State Cooperative Bank Limited located in Pauri Branch, Pauri Garhwal, Uttarakhand, are allotted a unique IFSC like USCB0001013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pauri Garhwal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pauri Garhwal and Pauri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uttarakhand State Cooperative Bank Limited in Pauri Branch reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code USCB0001013

The format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uttarakhand State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pauri Branch in Pauri Garhwal.

For example, the IFSC Code USCB0001013 of Uttarakhand State Cooperative Bank Limited for the Pauri Branch branch has these elements, identifying the bank and the branch location in Pauri Garhwal and Uttarakhand correctly.

How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?

If you are trying to find the IFSC Code USCB0001013 of Uttarakhand State Cooperative Bank Limited for its Pauri Branch branch located in Pauri Garhwal, the following methods can help:

Cheque Book

The cheque book issued by Uttarakhand State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uttarakhand State Cooperative Bank Limited branches in Pauri Garhwal and Pauri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uttarakhand State Cooperative Bank Limited and navigate to the branch locator section. Search for Pauri Branch or Pauri Garhwal to get the exact IFSC Code USCB0001013.

Mobile Banking App

If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttarakhand State Cooperative Bank Limited and Pauri Garhwal, you'll get the correct details.

How to Use IFSC Code USCB0001013 for Online Transfers?

Once you have the IFSC Code USCB0001013 for the Pauri Branch branch of Uttarakhand State Cooperative Bank Limited in Pauri Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code USCB0001013. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001013.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uttarakhand State Cooperative Bank Limited Pauri Branch in Pauri Garhwal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttarakhand State Cooperative Bank Limited in Pauri Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uttarakhand State Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pauri Garhwal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttarakhand State Cooperative Bank Limited in Pauri Branch, Pauri Garhwal?

The IFSC Code is USCB0001013.

Is the IFSC Code USCB0001013 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uttarakhand State Cooperative Bank Limited Pauri Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pauri Branch branch?

The address of the branch is Agency Chowk Pauri Distt Pauri Garhwal 246001 located in Pauri Garhwal, Pauri, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.