For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Roorkee Branch branch in Haridwar, Roorkee, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uttarakhand State Cooperative Bank Limited located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code USCB0001003. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Roorkee Branch, Haridwar

Below in the table are the key details related to IFSC Code USCB0001003 of Uttarakhand State Cooperative Bank Limited for its branch located in Haridwar, within the district of Roorkee in the state of Uttarakhand.

Particulars Details
Bank Uttarakhand State Cooperative Bank Limited
IFSC Code USCB0001003
Branch Roorkee Branch
City Haridwar
District Roorkee
State Uttarakhand
Address House No 1123 Mohalla Yadavpuri Ramnagar Roorkee Pargana Tehsil Roorkee Zila Haridwar 247667

These details helps users in online banking and for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Haridwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code USCB0001003 for the Roorkee Branch branch of Uttarakhand State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttarakhand State Cooperative Bank Limited located in Roorkee Branch, Haridwar, Uttarakhand, is provided with a unique IFSC like USCB0001003 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uttarakhand State Cooperative Bank Limited branch in Haridwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Haridwar and Roorkee.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Uttarakhand State Cooperative Bank Limited in Roorkee Branch do not get mixed with another location.

Format of the IFSC Code USCB0001003

The format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uttarakhand State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roorkee Branch in Haridwar.

For example, the IFSC Code USCB0001003 of Uttarakhand State Cooperative Bank Limited for the Roorkee Branch branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.

How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?

If you are trying to find the IFSC Code USCB0001003 of Uttarakhand State Cooperative Bank Limited for its Roorkee Branch branch located in Haridwar, the following methods can help:

Cheque Book

The cheque books that are issued by Uttarakhand State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uttarakhand State Cooperative Bank Limited branches in Haridwar and Roorkee, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uttarakhand State Cooperative Bank Limited and find the branch locator section. Search for Roorkee Branch or Haridwar to get the exact IFSC Code USCB0001003.

Mobile Banking App

If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uttarakhand State Cooperative Bank Limited and Haridwar that will provide accurate information.

How to Use IFSC Code USCB0001003 for Online Transfers?

Once you have the IFSC Code USCB0001003 for the Roorkee Branch branch of Uttarakhand State Cooperative Bank Limited in Haridwar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code USCB0001003. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001003.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uttarakhand State Cooperative Bank Limited Roorkee Branch in Haridwar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttarakhand State Cooperative Bank Limited in Roorkee Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uttarakhand State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttarakhand State Cooperative Bank Limited in Roorkee Branch, Haridwar?

The IFSC Code is USCB0001003.

Is the IFSC Code USCB0001003 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uttarakhand State Cooperative Bank Limited Roorkee Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Roorkee Branch branch?

The address of the branch is House No 1123 Mohalla Yadavpuri Ramnagar Roorkee Pargana Tehsil Roorkee Zila Haridwar 247667 located in Haridwar, Roorkee, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.