Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Rae Bareli District Cooperative Bank Ltd branch in Rae Bareli, Rae Bareli, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uttar Pradesh Cooperative Bank Ltd located in Rae Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00RBDCB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Rae Bareli District Cooperative Bank Ltd, Rae Bareli

Below in the table are the key details related to IFSC Code UPCB00RBDCB of Uttar Pradesh Cooperative Bank Ltd for its branch located in Rae Bareli, within the district of Rae Bareli in the state of Uttar Pradesh.

Particulars Details
Bank Uttar Pradesh Cooperative Bank Ltd
IFSC Code UPCB00RBDCB
Branch Rae Bareli District Cooperative Bank Ltd
City Rae Bareli
District Rae Bareli
State Uttar Pradesh
Address Rae Bareli Coop Bank Building, Ist Floor, H.P.O. Kaiperganj, Ghantaghar, Kutchery Rd. Rae Bareli 229 001

These details help users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Rae Bareli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00RBDCB for the Rae Bareli District Cooperative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Rae Bareli District Cooperative Bank Ltd, Rae Bareli, Uttar Pradesh, is provided a unique IFSC like UPCB00RBDCB so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uttar Pradesh Cooperative Bank Ltd branch in Rae Bareli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rae Bareli and Rae Bareli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Rae Bareli District Cooperative Bank Ltd do not get misguided to another person.

Format of the IFSC Code UPCB00RBDCB

The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uttar Pradesh Cooperative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rae Bareli District Cooperative Bank Ltd in Rae Bareli.

For example, the IFSC Code UPCB00RBDCB of Uttar Pradesh Cooperative Bank Ltd for the Rae Bareli District Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Rae Bareli and Uttar Pradesh correctly.

How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?

If you are looking for the IFSC Code UPCB00RBDCB of Uttar Pradesh Cooperative Bank Ltd for its Rae Bareli District Cooperative Bank Ltd branch located in Rae Bareli, the following methods can help:

Cheque Book

The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Rae Bareli and Rae Bareli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for Rae Bareli District Cooperative Bank Ltd or Rae Bareli to get the exact IFSC Code UPCB00RBDCB.

Mobile Banking App

If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Rae Bareli, then it will provide you proper information.

How to Use IFSC Code UPCB00RBDCB for Online Transfers?

Once you have the IFSC Code UPCB00RBDCB for the Rae Bareli District Cooperative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd in Rae Bareli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UPCB00RBDCB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00RBDCB.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd Rae Bareli District Cooperative Bank Ltd in Rae Bareli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Rae Bareli District Cooperative Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uttar Pradesh Cooperative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rae Bareli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttar Pradesh Cooperative Bank Ltd Rae Bareli District Cooperative Bank Ltd Rae Bareli?

The IFSC Code of the Rae Bareli District Cooperative Bank Ltd Rae Bareli branch is UPCB00RBDCB.

Is IFSC Code UPCB00RBDCB permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uttar Pradesh Cooperative Bank Ltd Rae Bareli District Cooperative Bank Ltd branch?

The branch is located at Rae Bareli Coop Bank Building, Ist Floor, H.P.O. Kaiperganj, Ghantaghar, Kutchery Rd. Rae Bareli 229 001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.