For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Zila Sahkari Bank Ltd Mirzapur branch in Mirzapur, Mirzapur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Mirzapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00MIRZA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Zila Sahkari Bank Ltd Mirzapur, Mirzapur

Here are the main details that are associated with the IFSC Code UPCB00MIRZA of Uttar Pradesh Cooperative Bank Ltd for its branch located in Mirzapur, within the district of Mirzapur in the state of Uttar Pradesh.

Particulars Details
Bank Uttar Pradesh Cooperative Bank Ltd
IFSC Code UPCB00MIRZA
Branch Zila Sahkari Bank Ltd Mirzapur
City Mirzapur
District Mirzapur
State Uttar Pradesh
Address Pradhan Karyalaya, Collectorate Compound,Mirzapur 231001

These details helps users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Mirzapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00MIRZA for the Zila Sahkari Bank Ltd Mirzapur branch of Uttar Pradesh Cooperative Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UPCB00MIRZA is given to every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Zila Sahkari Bank Ltd Mirzapur, Mirzapur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Mirzapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mirzapur and Mirzapur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Zila Sahkari Bank Ltd Mirzapur doesn't end up at another location.

Format of the IFSC Code UPCB00MIRZA

This is the format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uttar Pradesh Cooperative Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Zila Sahkari Bank Ltd Mirzapur in Mirzapur.

For example, the IFSC Code UPCB00MIRZA of Uttar Pradesh Cooperative Bank Ltd for the Zila Sahkari Bank Ltd Mirzapur branch includes these elements, identifying the bank and the branch location in Mirzapur and Uttar Pradesh accurately.

How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?

If you are trying to find the IFSC Code UPCB00MIRZA of Uttar Pradesh Cooperative Bank Ltd for its Zila Sahkari Bank Ltd Mirzapur branch located in Mirzapur, the following methods can help:

Cheque Book

The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Mirzapur and Mirzapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Uttar Pradesh Cooperative Bank Ltd and navigate to the branch locator section. Search for Zila Sahkari Bank Ltd Mirzapur or Mirzapur to get the exact IFSC Code UPCB00MIRZA.

Mobile Banking App

If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttar Pradesh Cooperative Bank Ltd and Mirzapur, you'll get the correct details.

How to Use IFSC Code UPCB00MIRZA for Online Transfers?

Once you have the IFSC Code UPCB00MIRZA for the Zila Sahkari Bank Ltd Mirzapur branch of Uttar Pradesh Cooperative Bank Ltd in Mirzapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UPCB00MIRZA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00MIRZA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd Zila Sahkari Bank Ltd Mirzapur in Mirzapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Zila Sahkari Bank Ltd Mirzapur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uttar Pradesh Cooperative Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mirzapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttar Pradesh Cooperative Bank Ltd in Zila Sahkari Bank Ltd Mirzapur, Mirzapur?

The IFSC Code is UPCB00MIRZA.

Is the IFSC Code UPCB00MIRZA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uttar Pradesh Cooperative Bank Ltd Zila Sahkari Bank Ltd Mirzapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Zila Sahkari Bank Ltd Mirzapur branch?

The address of the branch is Pradhan Karyalaya, Collectorate Compound,Mirzapur 231001 located in Mirzapur, Mirzapur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.