The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Dist. Coop Bank Ltd, Lakhimpur Khiri branch in Lakhimpur Kheri, Lakhimpur Kheri, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00KHIRI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Dist. Coop Bank Ltd, Lakhimpur Khiri, Lakhimpur Kheri
Here are the key points that are associated with the IFSC Code UPCB00KHIRI of Uttar Pradesh Cooperative Bank Ltd for its branch located in Lakhimpur Kheri, within the district of Lakhimpur Kheri in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB00KHIRI |
| Branch | Dist. Coop Bank Ltd, Lakhimpur Khiri |
| City | Lakhimpur Kheri |
| District | Lakhimpur Kheri |
| State | Uttar Pradesh |
| Address | Civil Lines, Lakhimpur Khiri 262701 |
These details help users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Lakhimpur Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00KHIRI for the Dist. Coop Bank Ltd, Lakhimpur Khiri branch of Uttar Pradesh Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Dist. Coop Bank Ltd, Lakhimpur Khiri, Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like UPCB00KHIRI so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uttar Pradesh Cooperative Bank Ltd branch in Lakhimpur Kheri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Lakhimpur Kheri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Dist. Coop Bank Ltd, Lakhimpur Khiri do not get misguided to another person.
Format of the IFSC Code UPCB00KHIRI
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uttar Pradesh Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dist. Coop Bank Ltd, Lakhimpur Khiri in Lakhimpur Kheri.
For example, the IFSC Code UPCB00KHIRI of Uttar Pradesh Cooperative Bank Ltd for the Dist. Coop Bank Ltd, Lakhimpur Khiri branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are looking for the IFSC Code UPCB00KHIRI of Uttar Pradesh Cooperative Bank Ltd for its Dist. Coop Bank Ltd, Lakhimpur Khiri branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Lakhimpur Kheri and Lakhimpur Kheri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for Dist. Coop Bank Ltd, Lakhimpur Khiri or Lakhimpur Kheri to get the exact IFSC Code UPCB00KHIRI.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Lakhimpur Kheri, then it will provide you proper information.
How to Use IFSC Code UPCB00KHIRI for Online Transfers?
If you have the IFSC Code UPCB00KHIRI for the Dist. Coop Bank Ltd, Lakhimpur Khiri branch of Uttar Pradesh Cooperative Bank Ltd in Lakhimpur Kheri, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UPCB00KHIRI. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00KHIRI.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd Dist. Coop Bank Ltd, Lakhimpur Khiri in Lakhimpur Kheri, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Dist. Coop Bank Ltd, Lakhimpur Khiri, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB00KHIRI.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Civil Lines, Lakhimpur Khiri 262701 located in Lakhimpur Kheri, Lakhimpur Kheri, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.