There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Motijheel Branch branch in Kanpur, Kanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uttar Pradesh Cooperative Bank Ltd situated in Kanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UPCB0000017. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Motijheel Branch, Kanpur
Here are some of the key details that come with the IFSC Code UPCB0000017 of Uttar Pradesh Cooperative Bank Ltd for its branch located in Kanpur, within the district of Kanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB0000017 |
| Branch | Motijheel Branch |
| City | Kanpur |
| District | Kanpur |
| State | Uttar Pradesh |
| Address | 111A/325 Ashok Nagar Motijheel, |
These details helps users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Kanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB0000017 for the Motijheel Branch branch of Uttar Pradesh Cooperative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Motijheel Branch, Kanpur, Uttar Pradesh, is provided with a unique IFSC like UPCB0000017 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Kanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur and Kanpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Motijheel Branch do not get mixed with another location.
Format of the IFSC Code UPCB0000017
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uttar Pradesh Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Motijheel Branch in Kanpur.
For example, the IFSC Code UPCB0000017 of Uttar Pradesh Cooperative Bank Ltd for the Motijheel Branch branch includes these elements, identifying the bank and the branch location in Kanpur and Uttar Pradesh accurately.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are looking for the IFSC Code UPCB0000017 of Uttar Pradesh Cooperative Bank Ltd for its Motijheel Branch branch located in Kanpur, the following methods can help:
Cheque Book
The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Kanpur and Kanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for Motijheel Branch or Kanpur to get the exact IFSC Code UPCB0000017.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Kanpur, then it will provide you proper information.
How to Use IFSC Code UPCB0000017 for Online Transfers?
If you have the IFSC Code UPCB0000017 for the Motijheel Branch branch of Uttar Pradesh Cooperative Bank Ltd in Kanpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UPCB0000017. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB0000017.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd Motijheel Branch in Kanpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Motijheel Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kanpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Motijheel Branch Kanpur branch is UPCB0000017.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 111A/325 Ashok Nagar Motijheel,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.