Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Akabarpur Kanpur Dehat branch in Kanpur Dehat, Kanpur Dehat, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uttar Pradesh Cooperative Bank Ltd located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB0000034. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Akabarpur Kanpur Dehat, Kanpur Dehat
Here are the main details that are associated with the IFSC Code UPCB0000034 of Uttar Pradesh Cooperative Bank Ltd for its branch located in Kanpur Dehat, within the district of Kanpur Dehat in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB0000034 |
| Branch | Akabarpur Kanpur Dehat |
| City | Kanpur Dehat |
| District | Kanpur Dehat |
| State | Uttar Pradesh |
| Address | N. H. 2 - Aadhu Modh, Kanhiya Nagar, Akbarpur, Kanpur Dehath, Kanpur, Uttar Pradesh, 209101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Kanpur Dehat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB0000034 for the Akabarpur Kanpur Dehat branch of Uttar Pradesh Cooperative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Akabarpur Kanpur Dehat, Kanpur Dehat, Uttar Pradesh, is provided with a unique IFSC like UPCB0000034 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Kanpur Dehat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur Dehat and Kanpur Dehat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Akabarpur Kanpur Dehat do not get mixed with another location.
Format of the IFSC Code UPCB0000034
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uttar Pradesh Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Akabarpur Kanpur Dehat in Kanpur Dehat.
For example, the IFSC Code UPCB0000034 of Uttar Pradesh Cooperative Bank Ltd for the Akabarpur Kanpur Dehat branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are looking for the IFSC Code UPCB0000034 of Uttar Pradesh Cooperative Bank Ltd for its Akabarpur Kanpur Dehat branch located in Kanpur Dehat, the following methods can help:
Cheque Book
The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Kanpur Dehat and Kanpur Dehat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for Akabarpur Kanpur Dehat or Kanpur Dehat to get the exact IFSC Code UPCB0000034.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Kanpur Dehat, then it will provide you proper information.
How to Use IFSC Code UPCB0000034 for Online Transfers?
If you have the IFSC Code UPCB0000034 for the Akabarpur Kanpur Dehat branch of Uttar Pradesh Cooperative Bank Ltd in Kanpur Dehat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UPCB0000034. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB0000034.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd Akabarpur Kanpur Dehat in Kanpur Dehat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Akabarpur Kanpur Dehat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kanpur Dehat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB0000034.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is N. H. 2 - Aadhu Modh, Kanhiya Nagar, Akbarpur, Kanpur Dehath, Kanpur, Uttar Pradesh, 209101 located in Kanpur Dehat, Kanpur Dehat, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.