Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Amroha Jyotibaphule Nagar branch in Jyotibaphule Nagar, Amroha, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uttar Pradesh Cooperative Bank Ltd located in Jyotibaphule Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB0000037. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Amroha Jyotibaphule Nagar, Jyotibaphule Nagar
The table below shows the main details of the IFSC Code UPCB0000037 for the Uttar Pradesh Cooperative Bank Ltd branch in Jyotibaphule Nagar, which falls under the Amroha district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB0000037 |
| Branch | Amroha Jyotibaphule Nagar |
| City | Jyotibaphule Nagar |
| District | Amroha |
| State | Uttar Pradesh |
| Address | Mohalla Danish, Mandan Road, Opposite H.P. Petrol Pump, Near T.P. Nagar Chauraha, Amroha, Uttar Pradesh, 244221 |
These details help users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Jyotibaphule Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB0000037 for the Amroha Jyotibaphule Nagar branch of Uttar Pradesh Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Amroha Jyotibaphule Nagar, Jyotibaphule Nagar, Uttar Pradesh, is provided with a unique IFSC like UPCB0000037 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Jyotibaphule Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jyotibaphule Nagar and Amroha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Amroha Jyotibaphule Nagar do not get mixed with another location.
Format of the IFSC Code UPCB0000037
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uttar Pradesh Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Amroha Jyotibaphule Nagar in Jyotibaphule Nagar.
For example, the IFSC Code UPCB0000037 of Uttar Pradesh Cooperative Bank Ltd for the Amroha Jyotibaphule Nagar branch has these elements, identifying the bank and the branch location in Jyotibaphule Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are trying to find the IFSC Code UPCB0000037 of Uttar Pradesh Cooperative Bank Ltd for its Amroha Jyotibaphule Nagar branch located in Jyotibaphule Nagar, the following methods can help:
Cheque Book
The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Jyotibaphule Nagar and Amroha, print them on the first page of your passbook.
Bank Website
Visit the official website of Uttar Pradesh Cooperative Bank Ltd and navigate to the branch locator section. Search for Amroha Jyotibaphule Nagar or Jyotibaphule Nagar to get the exact IFSC Code UPCB0000037.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttar Pradesh Cooperative Bank Ltd and Jyotibaphule Nagar, you'll get the correct details.
How to Use IFSC Code UPCB0000037 for Online Transfers?
Once you have the IFSC Code UPCB0000037 for the Amroha Jyotibaphule Nagar branch of Uttar Pradesh Cooperative Bank Ltd in Jyotibaphule Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UPCB0000037. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB0000037.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd Amroha Jyotibaphule Nagar in Jyotibaphule Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Amroha Jyotibaphule Nagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jyotibaphule Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB0000037.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mohalla Danish, Mandan Road, Opposite H.P. Petrol Pump, Near T.P. Nagar Chauraha, Amroha, Uttar Pradesh, 244221 located in Jyotibaphule Nagar, Amroha, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.