There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Zila Sahkari Bank Ltd, Jaunpur branch in Jaunpur, Jaunpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uttar Pradesh Cooperative Bank Ltd situated in Jaunpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UPCB00ZSBJR. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Zila Sahkari Bank Ltd, Jaunpur, Jaunpur

The table below shows the main details of the IFSC Code UPCB00ZSBJR for the Uttar Pradesh Cooperative Bank Ltd branch in Jaunpur, which falls under the Jaunpur district in Uttar Pradesh.

Particulars Details
Bank Uttar Pradesh Cooperative Bank Ltd
IFSC Code UPCB00ZSBJR
Branch Zila Sahkari Bank Ltd, Jaunpur
City Jaunpur
District Jaunpur
State Uttar Pradesh
Address Collectorate Compound,Jaunpur

These details are crucial, not just for online banking users but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Jaunpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00ZSBJR for the Zila Sahkari Bank Ltd, Jaunpur branch of Uttar Pradesh Cooperative Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Zila Sahkari Bank Ltd, Jaunpur, Jaunpur, Uttar Pradesh, is provided a unique IFSC like UPCB00ZSBJR so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uttar Pradesh Cooperative Bank Ltd branch in Jaunpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jaunpur and Jaunpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Zila Sahkari Bank Ltd, Jaunpur do not get misguided to another person.

Format of the IFSC Code UPCB00ZSBJR

This is the format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uttar Pradesh Cooperative Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Zila Sahkari Bank Ltd, Jaunpur in Jaunpur.

For example, the IFSC Code UPCB00ZSBJR of Uttar Pradesh Cooperative Bank Ltd for the Zila Sahkari Bank Ltd, Jaunpur branch includes these elements, identifying the bank and the branch location in Jaunpur and Uttar Pradesh accurately.

How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?

To find the IFSC Code UPCB00ZSBJR of Uttar Pradesh Cooperative Bank Ltd for its Zila Sahkari Bank Ltd, Jaunpur branch located in Jaunpur, the following methods can help you out:

Cheque Book

The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Jaunpur and Jaunpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uttar Pradesh Cooperative Bank Ltd and go to the branch locator section. Then search for Zila Sahkari Bank Ltd, Jaunpur or Jaunpur to find the exact IFSC Code UPCB00ZSBJR.

Mobile Banking App

If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uttar Pradesh Cooperative Bank Ltd and Jaunpur will provide accurate information.

How to Use IFSC Code UPCB00ZSBJR for Online Transfers?

Once you have the IFSC Code UPCB00ZSBJR for the Zila Sahkari Bank Ltd, Jaunpur branch of Uttar Pradesh Cooperative Bank Ltd in Jaunpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UPCB00ZSBJR. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00ZSBJR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd Zila Sahkari Bank Ltd, Jaunpur in Jaunpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Zila Sahkari Bank Ltd, Jaunpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uttar Pradesh Cooperative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jaunpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttar Pradesh Cooperative Bank Ltd in Zila Sahkari Bank Ltd, Jaunpur, Jaunpur?

The IFSC Code is UPCB00ZSBJR.

Is the IFSC Code UPCB00ZSBJR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uttar Pradesh Cooperative Bank Ltd Zila Sahkari Bank Ltd, Jaunpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Zila Sahkari Bank Ltd, Jaunpur branch?

The address of the branch is Collectorate Compound,Jaunpur located in Jaunpur, Jaunpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.