Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Jalaun District Co-Operative Bank Ltd branch in Jalaun, Jalaun, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uttar Pradesh Cooperative Bank Ltd located in Jalaun or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00JDCBL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Jalaun District Co-Operative Bank Ltd, Jalaun
The table below shows the main details of the IFSC Code UPCB00JDCBL for the Uttar Pradesh Cooperative Bank Ltd branch in Jalaun, which falls under the Jalaun district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB00JDCBL |
| Branch | Jalaun District Co-Operative Bank Ltd |
| City | Jalaun |
| District | Jalaun |
| State | Uttar Pradesh |
| Address | Jalaun Station Raod Orai 285001 |
These details are important not only for users using online banking but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Jalaun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UPCB00JDCBL for the Jalaun District Co-Operative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uttar Pradesh Cooperative Bank Ltd located in Jalaun District Co-Operative Bank Ltd, Jalaun, Uttar Pradesh, are given a unique IFSC like UPCB00JDCBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jalaun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jalaun and Jalaun.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uttar Pradesh Cooperative Bank Ltd in Jalaun District Co-Operative Bank Ltd goes to the correct branch. This is important because Uttar Pradesh Cooperative Bank Ltd has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UPCB00JDCBL
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uttar Pradesh Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jalaun District Co-Operative Bank Ltd in Jalaun.
For example, the IFSC Code UPCB00JDCBL of Uttar Pradesh Cooperative Bank Ltd for the Jalaun District Co-Operative Bank Ltd branch has these elements, identifying the bank and the branch location in Jalaun and Uttar Pradesh correctly.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are looking for the IFSC Code UPCB00JDCBL of Uttar Pradesh Cooperative Bank Ltd for its Jalaun District Co-Operative Bank Ltd branch located in Jalaun, the following methods can help:
Cheque Book
The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Jalaun and Jalaun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for Jalaun District Co-Operative Bank Ltd or Jalaun to get the exact IFSC Code UPCB00JDCBL.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Jalaun, then it will provide you proper information.
How to Use IFSC Code UPCB00JDCBL for Online Transfers?
Once you have the IFSC Code UPCB00JDCBL for the Jalaun District Co-Operative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd in Jalaun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UPCB00JDCBL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00JDCBL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd Jalaun District Co-Operative Bank Ltd in Jalaun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Jalaun District Co-Operative Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jalaun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jalaun District Co-Operative Bank Ltd Jalaun branch is UPCB00JDCBL.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jalaun Station Raod Orai 285001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.