Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Gorakhpur branch in Gorakhpur, Gorakhpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uttar Pradesh Cooperative Bank Ltd located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB0000041. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Gorakhpur, Gorakhpur
The table below shows the main details of the IFSC Code UPCB0000041 for the Uttar Pradesh Cooperative Bank Ltd branch in Gorakhpur, which falls under the Gorakhpur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB0000041 |
| Branch | Gorakhpur |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| Address | 388, Medical College Road, Basharatpur, Gorakhpur, Uttar Pradesh, 273004 |
These details are important not only for users using online banking but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Gorakhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UPCB0000041 for the Gorakhpur branch of Uttar Pradesh Cooperative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UPCB0000041 is given to every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Gorakhpur, Gorakhpur, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Gorakhpur doesn't end up at another location.
Format of the IFSC Code UPCB0000041
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uttar Pradesh Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gorakhpur in Gorakhpur.
For example, the IFSC Code UPCB0000041 of Uttar Pradesh Cooperative Bank Ltd for the Gorakhpur branch has these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh correctly.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are trying to find the IFSC Code UPCB0000041 of Uttar Pradesh Cooperative Bank Ltd for its Gorakhpur branch located in Gorakhpur, the following methods can help:
Cheque Book
The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Gorakhpur and Gorakhpur, print them on the first page of your passbook.
Bank Website
Visit the official website of Uttar Pradesh Cooperative Bank Ltd and navigate to the branch locator section. Search for Gorakhpur or Gorakhpur to get the exact IFSC Code UPCB0000041.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttar Pradesh Cooperative Bank Ltd and Gorakhpur, you'll get the correct details.
How to Use IFSC Code UPCB0000041 for Online Transfers?
If you have the IFSC Code UPCB0000041 for the Gorakhpur branch of Uttar Pradesh Cooperative Bank Ltd in Gorakhpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UPCB0000041. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB0000041.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd Gorakhpur in Gorakhpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Gorakhpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB0000041.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 388, Medical College Road, Basharatpur, Gorakhpur, Uttar Pradesh, 273004 located in Gorakhpur, Gorakhpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.