The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Fatehpur District Cooperative Bank branch in Fatehpur, Fatehpur, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00FDCCL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Fatehpur District Cooperative Bank, Fatehpur
Here are the key points that are associated with the IFSC Code UPCB00FDCCL of Uttar Pradesh Cooperative Bank Ltd for its branch located in Fatehpur, within the district of Fatehpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB00FDCCL |
| Branch | Fatehpur District Cooperative Bank |
| City | Fatehpur |
| District | Fatehpur |
| State | Uttar Pradesh |
| Address | Shadipur Fatehpur |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Fatehpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00FDCCL for the Fatehpur District Cooperative Bank branch of Uttar Pradesh Cooperative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uttar Pradesh Cooperative Bank Ltd located in Fatehpur District Cooperative Bank, Fatehpur, Uttar Pradesh, are allotted a unique IFSC like UPCB00FDCCL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Fatehpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Fatehpur and Fatehpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uttar Pradesh Cooperative Bank Ltd in Fatehpur District Cooperative Bank reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UPCB00FDCCL
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uttar Pradesh Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Fatehpur District Cooperative Bank in Fatehpur.
For example, the IFSC Code UPCB00FDCCL of Uttar Pradesh Cooperative Bank Ltd for the Fatehpur District Cooperative Bank branch has these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh correctly.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are trying to find the IFSC Code UPCB00FDCCL of Uttar Pradesh Cooperative Bank Ltd for its Fatehpur District Cooperative Bank branch located in Fatehpur, the following methods can help:
Cheque Book
The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Fatehpur and Fatehpur, print them on the first page of your passbook.
Bank Website
Visit the official website of Uttar Pradesh Cooperative Bank Ltd and navigate to the branch locator section. Search for Fatehpur District Cooperative Bank or Fatehpur to get the exact IFSC Code UPCB00FDCCL.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttar Pradesh Cooperative Bank Ltd and Fatehpur, you'll get the correct details.
How to Use IFSC Code UPCB00FDCCL for Online Transfers?
Once you have the IFSC Code UPCB00FDCCL for the Fatehpur District Cooperative Bank branch of Uttar Pradesh Cooperative Bank Ltd in Fatehpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UPCB00FDCCL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00FDCCL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd Fatehpur District Cooperative Bank in Fatehpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Fatehpur District Cooperative Bank, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Fatehpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB00FDCCL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shadipur Fatehpur located in Fatehpur, Fatehpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.