There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its District Co-Operative Bank Ltd, Faizabad branch in Faizabad, Faizabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uttar Pradesh Cooperative Bank Ltd situated in Faizabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UPCB00FDCCB. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, District Co-Operative Bank Ltd, Faizabad, Faizabad
Here are some of the key details that come with the IFSC Code UPCB00FDCCB of Uttar Pradesh Cooperative Bank Ltd for its branch located in Faizabad, within the district of Faizabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB00FDCCB |
| Branch | District Co-Operative Bank Ltd, Faizabad |
| City | Faizabad |
| District | Faizabad |
| State | Uttar Pradesh |
| Address | District Co Operative Bank Ltd, Faizabad, Court Compound Fazabad Pin 224001 |
These details help users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Faizabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00FDCCB for the District Co-Operative Bank Ltd, Faizabad branch of Uttar Pradesh Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in District Co-Operative Bank Ltd, Faizabad, Faizabad, Uttar Pradesh, is provided with a unique IFSC like UPCB00FDCCB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Faizabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Faizabad and Faizabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in District Co-Operative Bank Ltd, Faizabad do not get mixed with another location.
Format of the IFSC Code UPCB00FDCCB
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uttar Pradesh Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as District Co-Operative Bank Ltd, Faizabad in Faizabad.
For example, the IFSC Code UPCB00FDCCB of Uttar Pradesh Cooperative Bank Ltd for the District Co-Operative Bank Ltd, Faizabad branch includes these elements, identifying the bank and the branch location in Faizabad and Uttar Pradesh accurately.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are looking for the IFSC Code UPCB00FDCCB of Uttar Pradesh Cooperative Bank Ltd for its District Co-Operative Bank Ltd, Faizabad branch located in Faizabad, the following methods can help:
Cheque Book
The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Faizabad and Faizabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for District Co-Operative Bank Ltd, Faizabad or Faizabad to get the exact IFSC Code UPCB00FDCCB.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Faizabad, then it will provide you proper information.
How to Use IFSC Code UPCB00FDCCB for Online Transfers?
Once you have the IFSC Code UPCB00FDCCB for the District Co-Operative Bank Ltd, Faizabad branch of Uttar Pradesh Cooperative Bank Ltd in Faizabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UPCB00FDCCB. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00FDCCB.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd District Co-Operative Bank Ltd, Faizabad in Faizabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in District Co-Operative Bank Ltd, Faizabad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Faizabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB00FDCCB.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is District Co Operative Bank Ltd, Faizabad, Court Compound Fazabad Pin 224001 located in Faizabad, Faizabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.