For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its The District Cooperative Bank Ltd, Barabanki branch in Bara Banki, Bara Banki, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00BBDCB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, The District Cooperative Bank Ltd, Barabanki, Bara Banki

Here are the main details that are associated with the IFSC Code UPCB00BBDCB of Uttar Pradesh Cooperative Bank Ltd for its branch located in Bara Banki, within the district of Bara Banki in the state of Uttar Pradesh.

Particulars Details
Bank Uttar Pradesh Cooperative Bank Ltd
IFSC Code UPCB00BBDCB
Branch The District Cooperative Bank Ltd, Barabanki
City Bara Banki
District Bara Banki
State Uttar Pradesh
Address Civil Lines,Faizabad Road,Barabanki 225001

These details are important not only for users using online banking but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Bara Banki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UPCB00BBDCB for the The District Cooperative Bank Ltd, Barabanki branch of Uttar Pradesh Cooperative Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UPCB00BBDCB is given to every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in The District Cooperative Bank Ltd, Barabanki, Bara Banki, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bara Banki and Bara Banki.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in The District Cooperative Bank Ltd, Barabanki doesn't end up at another location.

Format of the IFSC Code UPCB00BBDCB

The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uttar Pradesh Cooperative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The District Cooperative Bank Ltd, Barabanki in Bara Banki.

For example, the IFSC Code UPCB00BBDCB of Uttar Pradesh Cooperative Bank Ltd for the The District Cooperative Bank Ltd, Barabanki branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.

How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?

If you are trying to find the IFSC Code UPCB00BBDCB of Uttar Pradesh Cooperative Bank Ltd for its The District Cooperative Bank Ltd, Barabanki branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Bara Banki and Bara Banki, print them on the first page of your passbook.

Bank Website

Visit the official website of Uttar Pradesh Cooperative Bank Ltd and navigate to the branch locator section. Search for The District Cooperative Bank Ltd, Barabanki or Bara Banki to get the exact IFSC Code UPCB00BBDCB.

Mobile Banking App

If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttar Pradesh Cooperative Bank Ltd and Bara Banki, you'll get the correct details.

How to Use IFSC Code UPCB00BBDCB for Online Transfers?

Once you have the IFSC Code UPCB00BBDCB for the The District Cooperative Bank Ltd, Barabanki branch of Uttar Pradesh Cooperative Bank Ltd in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UPCB00BBDCB. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00BBDCB.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd The District Cooperative Bank Ltd, Barabanki in Bara Banki may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uttar Pradesh Cooperative Bank Ltd in The District Cooperative Bank Ltd, Barabanki, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uttar Pradesh Cooperative Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bara Banki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uttar Pradesh Cooperative Bank Ltd in The District Cooperative Bank Ltd, Barabanki, Bara Banki?

The IFSC Code is UPCB00BBDCB.

Is the IFSC Code UPCB00BBDCB permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uttar Pradesh Cooperative Bank Ltd The District Cooperative Bank Ltd, Barabanki?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The District Cooperative Bank Ltd, Barabanki branch?

The address of the branch is Civil Lines,Faizabad Road,Barabanki 225001 located in Bara Banki, Bara Banki, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.