The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Bahraich District Co-Operative Bank Ltd branch in Bahraich, Bahraich, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Bahraich or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00BAHDC. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Bahraich District Co-Operative Bank Ltd, Bahraich
Here are the key points that are associated with the IFSC Code UPCB00BAHDC of Uttar Pradesh Cooperative Bank Ltd for its branch located in Bahraich, within the district of Bahraich in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB00BAHDC |
| Branch | Bahraich District Co-Operative Bank Ltd |
| City | Bahraich |
| District | Bahraich |
| State | Uttar Pradesh |
| Address | Near Bus Stand Mohalla Akaberpura Bahraich |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Bahraich for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00BAHDC for the Bahraich District Co-Operative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uttar Pradesh Cooperative Bank Ltd located in Bahraich District Co-Operative Bank Ltd, Bahraich, Uttar Pradesh, are given a unique IFSC like UPCB00BAHDC to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bahraich.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bahraich and Bahraich.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uttar Pradesh Cooperative Bank Ltd in Bahraich District Co-Operative Bank Ltd goes to the correct branch. This is important because Uttar Pradesh Cooperative Bank Ltd has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UPCB00BAHDC
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uttar Pradesh Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahraich District Co-Operative Bank Ltd in Bahraich.
For example, the IFSC Code UPCB00BAHDC of Uttar Pradesh Cooperative Bank Ltd for the Bahraich District Co-Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Bahraich and Uttar Pradesh correctly.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are trying to find the IFSC Code UPCB00BAHDC of Uttar Pradesh Cooperative Bank Ltd for its Bahraich District Co-Operative Bank Ltd branch located in Bahraich, the following methods can help:
Cheque Book
The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Bahraich and Bahraich, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uttar Pradesh Cooperative Bank Ltd and navigate to the branch locator section. Search for Bahraich District Co-Operative Bank Ltd or Bahraich to get the exact IFSC Code UPCB00BAHDC.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttar Pradesh Cooperative Bank Ltd and Bahraich, you'll get the correct details.
How to Use IFSC Code UPCB00BAHDC for Online Transfers?
Once you have the IFSC Code UPCB00BAHDC for the Bahraich District Co-Operative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd in Bahraich, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UPCB00BAHDC. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00BAHDC.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd Bahraich District Co-Operative Bank Ltd in Bahraich, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Bahraich District Co-Operative Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bahraich manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB00BAHDC.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Bus Stand Mohalla Akaberpura Bahraich located in Bahraich, Bahraich, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.