For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Aligarh Zilla Sahakari Bank Ltd branch in Aligarh, Aligarh, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Aligarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00AZSBL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Aligarh Zilla Sahakari Bank Ltd, Aligarh
Below in the table are the key details related to IFSC Code UPCB00AZSBL of Uttar Pradesh Cooperative Bank Ltd for its branch located in Aligarh, within the district of Aligarh in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB00AZSBL |
| Branch | Aligarh Zilla Sahakari Bank Ltd |
| City | Aligarh |
| District | Aligarh |
| State | Uttar Pradesh |
| Address | Head Office Sarai Nawab Aligarh Pin 202001 |
These details are important not only for users using online banking but also for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Aligarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UPCB00AZSBL for the Aligarh Zilla Sahakari Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UPCB00AZSBL is given to every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in Aligarh Zilla Sahakari Bank Ltd, Aligarh, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Aligarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Aligarh and Aligarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in Aligarh Zilla Sahakari Bank Ltd doesn't end up at another location.
Format of the IFSC Code UPCB00AZSBL
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uttar Pradesh Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aligarh Zilla Sahakari Bank Ltd in Aligarh.
For example, the IFSC Code UPCB00AZSBL of Uttar Pradesh Cooperative Bank Ltd for the Aligarh Zilla Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Aligarh and Uttar Pradesh accurately.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are looking for the IFSC Code UPCB00AZSBL of Uttar Pradesh Cooperative Bank Ltd for its Aligarh Zilla Sahakari Bank Ltd branch located in Aligarh, the following methods can help:
Cheque Book
The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Aligarh and Aligarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for Aligarh Zilla Sahakari Bank Ltd or Aligarh to get the exact IFSC Code UPCB00AZSBL.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Aligarh, then it will provide you proper information.
How to Use IFSC Code UPCB00AZSBL for Online Transfers?
Once you have the IFSC Code UPCB00AZSBL for the Aligarh Zilla Sahakari Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd in Aligarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UPCB00AZSBL. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00AZSBL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd Aligarh Zilla Sahakari Bank Ltd in Aligarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Aligarh Zilla Sahakari Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Aligarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB00AZSBL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Head Office Sarai Nawab Aligarh Pin 202001 located in Aligarh, Aligarh, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.