Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Deoli branch in Tonk├╜, Deoli Tonk, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Tonk├╜ or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTKS0001955. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Utkarsh Small Finance Bank, Deoli, Tonk├╜

Here are the key points that are associated with the IFSC Code UTKS0001955 of Utkarsh Small Finance Bank for its branch located in Tonk├╜, within the district of Deoli Tonk in the state of Rajasthan.

Particulars Details
Bank Utkarsh Small Finance Bank
IFSC Code UTKS0001955
Branch Deoli
City Tonk├╜
District Deoli Tonk
State Rajasthan
Address Utkarsh Small Finance Bank Ltd Deoli To Jaipur Road Near Shivam Dharam Kanta Deoli District, Tonk Rajsthanpincode, 304804

These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Tonk├╜ for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001955 for the Deoli branch of Utkarsh Small Finance Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Deoli, Tonk├╜, Rajasthan, are allotted a unique IFSC like UTKS0001955 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tonk├╜.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tonk├╜ and Deoli Tonk.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Utkarsh Small Finance Bank in Deoli reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code UTKS0001955

The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deoli in Tonk├╜.

For example, the IFSC Code UTKS0001955 of Utkarsh Small Finance Bank for the Deoli branch includes these elements, identifying the bank and the branch location in Tonk├╜ and Rajasthan accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are looking for the IFSC Code UTKS0001955 of Utkarsh Small Finance Bank for its Deoli branch located in Tonk├╜, the following methods can help:

Cheque Book

The cheque book that is issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Utkarsh Small Finance Bank branches in Tonk├╜ and Deoli Tonk, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Utkarsh Small Finance Bank and look for the branch locator section, then search for Deoli or Tonk├╜ to get the exact IFSC Code UTKS0001955.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Utkarsh Small Finance Bank and Tonk├╜, then it will provide you proper information.

How to Use IFSC Code UTKS0001955 for Online Transfers?

Once you have the IFSC Code UTKS0001955 for the Deoli branch of Utkarsh Small Finance Bank in Tonk├╜, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTKS0001955. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001955.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Deoli in Tonk├╜, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Utkarsh Small Finance Bank in Deoli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Utkarsh Small Finance Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tonk├╜ manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Utkarsh Small Finance Bank Deoli Tonk├╜?

The IFSC Code of the Deoli Tonk├╜ branch is UTKS0001955.

Is IFSC Code UTKS0001955 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Utkarsh Small Finance Bank Deoli branch?

The branch is located at Utkarsh Small Finance Bank Ltd Deoli To Jaipur Road Near Shivam Dharam Kanta Deoli District, Tonk Rajsthanpincode, 304804.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.