Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Tilauthu branch in Tilauthu, Tilauthu, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Tilauthu or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTKS0001930. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Utkarsh Small Finance Bank, Tilauthu, Tilauthu

Below in the table are the key details related to IFSC Code UTKS0001930 of Utkarsh Small Finance Bank for its branch located in Tilauthu, within the district of Tilauthu in the state of Bihar.

Particulars Details
Bank Utkarsh Small Finance Bank
IFSC Code UTKS0001930
Branch Tilauthu
City Tilauthu
District Tilauthu
State Bihar
Address Utkarsh Small Finance Bank Ltd.Ground Floor Near Gaurav Gas Agency Main Market Tilauthu Rohtas Bihar.Pin -821213

These details are important not only for users using online banking but also for businesses and individuals who use Utkarsh Small Finance Bank in Tilauthu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTKS0001930 for the Tilauthu branch of Utkarsh Small Finance Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTKS0001930 is given to every bank branch, including Utkarsh Small Finance Bank located in Tilauthu, Tilauthu, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Utkarsh Small Finance Bank branch in Tilauthu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tilauthu and Tilauthu.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Tilauthu doesn't end up at another location.

Format of the IFSC Code UTKS0001930

The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tilauthu in Tilauthu.

For example, the IFSC Code UTKS0001930 of Utkarsh Small Finance Bank for the Tilauthu branch includes these elements, identifying the bank and the branch location in Tilauthu and Bihar accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are trying to find the IFSC Code UTKS0001930 of Utkarsh Small Finance Bank for its Tilauthu branch located in Tilauthu, the following methods can help:

Cheque Book

The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Utkarsh Small Finance Bank branches in Tilauthu and Tilauthu, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and navigate to the branch locator section. Search for Tilauthu or Tilauthu to get the exact IFSC Code UTKS0001930.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Utkarsh Small Finance Bank and Tilauthu, you'll get the correct details.

How to Use IFSC Code UTKS0001930 for Online Transfers?

If you have the IFSC Code UTKS0001930 for the Tilauthu branch of Utkarsh Small Finance Bank in Tilauthu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTKS0001930. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001930.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Tilauthu in Tilauthu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Tilauthu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Utkarsh Small Finance Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tilauthu to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Utkarsh Small Finance Bank in Tilauthu, Tilauthu?

The IFSC Code is UTKS0001930.

Is the IFSC Code UTKS0001930 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Utkarsh Small Finance Bank Tilauthu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tilauthu branch?

The address of the branch is Utkarsh Small Finance Bank Ltd.Ground Floor Near Gaurav Gas Agency Main Market Tilauthu Rohtas Bihar.Pin -821213 located in Tilauthu, Tilauthu, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.