Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Dinara branch in Rohtas, Rohtas, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTKS0001937. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Utkarsh Small Finance Bank, Dinara, Rohtas
The table below shows the main details of the IFSC Code UTKS0001937 for the Utkarsh Small Finance Bank branch in Rohtas, which falls under the Rohtas district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001937 |
| Branch | Dinara |
| City | Rohtas |
| District | Rohtas |
| State | Bihar |
| Address | Utkarsh Small Finance Bank Ltd.Ground Floor Nh-319 Dinara Diliya P.O - P.S - Dinara Dist - Rohtas Bihar Pin -802213 |
These details help users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Rohtas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001937 for the Dinara branch of Utkarsh Small Finance Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Dinara, Rohtas, Bihar, are given a unique IFSC like UTKS0001937 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rohtas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Rohtas and Rohtas.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Utkarsh Small Finance Bank in Dinara goes to the correct branch. This is important because Utkarsh Small Finance Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTKS0001937
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dinara in Rohtas.
For example, the IFSC Code UTKS0001937 of Utkarsh Small Finance Bank for the Dinara branch includes these elements, identifying the bank and the branch location in Rohtas and Bihar accurately.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are looking for the IFSC Code UTKS0001937 of Utkarsh Small Finance Bank for its Dinara branch located in Rohtas, the following methods can help:
Cheque Book
The cheque book that is issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Utkarsh Small Finance Bank branches in Rohtas and Rohtas, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Utkarsh Small Finance Bank and look for the branch locator section, then search for Dinara or Rohtas to get the exact IFSC Code UTKS0001937.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Utkarsh Small Finance Bank and Rohtas, then it will provide you proper information.
How to Use IFSC Code UTKS0001937 for Online Transfers?
Once you have the IFSC Code UTKS0001937 for the Dinara branch of Utkarsh Small Finance Bank in Rohtas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTKS0001937. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001937.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Dinara in Rohtas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Dinara, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rohtas manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001937.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Utkarsh Small Finance Bank Ltd.Ground Floor Nh-319 Dinara Diliya P.O - P.S - Dinara Dist - Rohtas Bihar Pin -802213 located in Rohtas, Rohtas, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.