Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Rewa branch in Rewa, Rewa, Madhya Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Rewa or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UTKS0001088. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Utkarsh Small Finance Bank, Rewa, Rewa
Below in the table are the key details related to IFSC Code UTKS0001088 of Utkarsh Small Finance Bank for its branch located in Rewa, within the district of Rewa in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001088 |
| Branch | Rewa |
| City | Rewa |
| District | Rewa |
| State | Madhya Pradesh |
| Address | New Bus Stand Samaan Naka Pani Tanki Sanjy Nagar,Patel House,Near Utsav Marrig Garden,Rewa M.P Pin.486001 |
These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Rewa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001088 for the Rewa branch of Utkarsh Small Finance Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Rewa, Rewa, Madhya Pradesh, is provided a unique IFSC like UTKS0001088 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Utkarsh Small Finance Bank branch in Rewa.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Rewa and Rewa.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Rewa do not get misguided to another person.
Format of the IFSC Code UTKS0001088
This is the format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rewa in Rewa.
For example, the IFSC Code UTKS0001088 of Utkarsh Small Finance Bank for the Rewa branch includes these elements, identifying the bank and the branch location in Rewa and Madhya Pradesh accurately.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are looking for the IFSC Code UTKS0001088 of Utkarsh Small Finance Bank for its Rewa branch located in Rewa, the following methods can help:
Cheque Book
The cheque book that is issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Utkarsh Small Finance Bank branches in Rewa and Rewa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Utkarsh Small Finance Bank and look for the branch locator section, then search for Rewa or Rewa to get the exact IFSC Code UTKS0001088.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Utkarsh Small Finance Bank and Rewa, then it will provide you proper information.
How to Use IFSC Code UTKS0001088 for Online Transfers?
Once you have the IFSC Code UTKS0001088 for the Rewa branch of Utkarsh Small Finance Bank in Rewa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTKS0001088. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001088.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Rewa in Rewa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Rewa, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rewa to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001088.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is New Bus Stand Samaan Naka Pani Tanki Sanjy Nagar,Patel House,Near Utsav Marrig Garden,Rewa M.P Pin.486001 located in Rewa, Rewa, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.