Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Mangawan branch in Rewa, Mangawan, Madhya Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Rewa or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UTKS0001090. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Utkarsh Small Finance Bank, Mangawan, Rewa
Here are the main details that are associated with the IFSC Code UTKS0001090 of Utkarsh Small Finance Bank for its branch located in Rewa, within the district of Mangawan in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001090 |
| Branch | Mangawan |
| City | Rewa |
| District | Mangawan |
| State | Madhya Pradesh |
| Address | Khesra No.- 114/2/7,Village - Amirati 14,Pat,Halka No - Aambi,R.I.S.- Mangawan,Tehsil - Mangawan,District - Rewa,State - Madhya Pradesh,Pin Code - 486114 |
These details are essential not only for online banking users but also for businesses and individuals who use Utkarsh Small Finance Bank in Rewa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001090 for the Mangawan branch of Utkarsh Small Finance Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Mangawan, Rewa, Madhya Pradesh, is provided with a unique IFSC like UTKS0001090 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Utkarsh Small Finance Bank branch in Rewa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rewa and Mangawan.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Mangawan do not get mixed with another location.
Format of the IFSC Code UTKS0001090
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangawan in Rewa.
For example, the IFSC Code UTKS0001090 of Utkarsh Small Finance Bank for the Mangawan branch includes these elements, identifying the bank and the branch location in Rewa and Madhya Pradesh accurately.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are trying to find the IFSC Code UTKS0001090 of Utkarsh Small Finance Bank for its Mangawan branch located in Rewa, the following methods can help:
Cheque Book
The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Utkarsh Small Finance Bank branches in Rewa and Mangawan, print them on the first page of your passbook.
Bank Website
Visit the official website of Utkarsh Small Finance Bank and navigate to the branch locator section. Search for Mangawan or Rewa to get the exact IFSC Code UTKS0001090.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Utkarsh Small Finance Bank and Rewa, you'll get the correct details.
How to Use IFSC Code UTKS0001090 for Online Transfers?
Once you have the IFSC Code UTKS0001090 for the Mangawan branch of Utkarsh Small Finance Bank in Rewa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTKS0001090. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001090.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Mangawan in Rewa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Mangawan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rewa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001090.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Khesra No.- 114/2/7,Village - Amirati 14,Pat,Halka No - Aambi,R.I.S.- Mangawan,Tehsil - Mangawan,District - Rewa,State - Madhya Pradesh,Pin Code - 486114 located in Rewa, Mangawan, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.