The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Purnia branch in Purnia, Purnia, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Purnia or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTKS0001326. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Purnia, Purnia
Here are the key points that are associated with the IFSC Code UTKS0001326 of Utkarsh Small Finance Bank for its branch located in Purnia, within the district of Purnia in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001326 |
| Branch | Purnia |
| City | Purnia |
| District | Purnia |
| State | Bihar |
| Address | Thana No.-100/1,Khata No.-401,Ward No.-42,Raj Complax,Abdulla Nagar,Thana - Sadar,Paragna - Haweli Nawaiyat,Near Sharda Takiz Kalighat Dist - Purnia,Bihar,Pin Code-854302 |
These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Purnia for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001326 for the Purnia branch of Utkarsh Small Finance Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Purnia, Purnia, Bihar, are allotted a unique IFSC like UTKS0001326 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Purnia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Purnia and Purnia.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Utkarsh Small Finance Bank in Purnia reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code UTKS0001326
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Purnia in Purnia.
For example, the IFSC Code UTKS0001326 of Utkarsh Small Finance Bank for the Purnia branch includes these elements, identifying the bank and the branch location in Purnia and Bihar accurately.
How to Find IFSC Code for Utkarsh Small Finance Bank?
To find the IFSC Code UTKS0001326 of Utkarsh Small Finance Bank for its Purnia branch located in Purnia, the following methods can help you out:
Cheque Book
The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Utkarsh Small Finance Bank branches in Purnia and Purnia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Utkarsh Small Finance Bank and go to the branch locator section. Then search for Purnia or Purnia to find the exact IFSC Code UTKS0001326.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Utkarsh Small Finance Bank and Purnia will provide accurate information.
How to Use IFSC Code UTKS0001326 for Online Transfers?
Once you have the IFSC Code UTKS0001326 for the Purnia branch of Utkarsh Small Finance Bank in Purnia, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTKS0001326. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001326.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Purnia in Purnia may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Purnia, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Purnia manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001326.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Thana No.-100/1,Khata No.-401,Ward No.-42,Raj Complax,Abdulla Nagar,Thana - Sadar,Paragna - Haweli Nawaiyat,Near Sharda Takiz Kalighat Dist - Purnia,Bihar,Pin Code-854302 located in Purnia, Purnia, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.