The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Gop Odisha branch in Puri, Odisha, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Puri or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UTKS0001814. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Gop Odisha, Puri
The table below shows the main details of the IFSC Code UTKS0001814 for the Utkarsh Small Finance Bank branch in Puri, which falls under the Odisha district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001814 |
| Branch | Gop Odisha |
| City | Puri |
| District | Odisha |
| State | Odisha |
| Address | Tamaiaebatdgroundloorearigmaandaodelighchoolpop-Gopdist.-Puriodisha-752110 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Utkarsh Small Finance Bank in Puri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001814 for the Gop Odisha branch of Utkarsh Small Finance Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTKS0001814 is given to every bank branch, including Utkarsh Small Finance Bank located in Gop Odisha, Puri, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Utkarsh Small Finance Bank branch in Puri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Puri and Odisha.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Gop Odisha doesn't end up at another location.
Format of the IFSC Code UTKS0001814
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gop Odisha in Puri.
For example, the IFSC Code UTKS0001814 of Utkarsh Small Finance Bank for the Gop Odisha branch includes these elements, identifying the bank and the branch location in Puri and Odisha correctly.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are looking for the IFSC Code UTKS0001814 of Utkarsh Small Finance Bank for its Gop Odisha branch located in Puri, the following methods can help:
Cheque Book
The cheque book that is issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Utkarsh Small Finance Bank branches in Puri and Odisha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Utkarsh Small Finance Bank and look for the branch locator section, then search for Gop Odisha or Puri to get the exact IFSC Code UTKS0001814.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Utkarsh Small Finance Bank and Puri, then it will provide you proper information.
How to Use IFSC Code UTKS0001814 for Online Transfers?
Once you have the IFSC Code UTKS0001814 for the Gop Odisha branch of Utkarsh Small Finance Bank in Puri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTKS0001814. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001814.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Gop Odisha in Puri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Gop Odisha, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Puri manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gop Odisha Puri branch is UTKS0001814.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tamaiaebatdgroundloorearigmaandaodelighchoolpop-Gopdist.-Puriodisha-752110.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.