For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Tonk branch in Ok, Tonk Rajasthan, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Utkarsh Small Finance Bank located in Ok or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTKS0001840. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Utkarsh Small Finance Bank, Tonk, Ok
Here are the key points that are associated with the IFSC Code UTKS0001840 of Utkarsh Small Finance Bank for its branch located in Ok, within the district of Tonk Rajasthan in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001840 |
| Branch | Tonk |
| City | Ok |
| District | Tonk Rajasthan |
| State | Rajasthan |
| Address | Utkarsh Small Finance Bank Ltd.Upper Ground Floor Plot No 13 Near Hero Show Room Sawai Madhopur Road Tonk District - Tonk Rajasthan Pincode-304001 |
These details help users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Ok for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001840 for the Tonk branch of Utkarsh Small Finance Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Tonk, Ok, Rajasthan, are allotted a unique IFSC like UTKS0001840 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ok.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ok and Tonk Rajasthan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Utkarsh Small Finance Bank in Tonk reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code UTKS0001840
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tonk in Ok.
For example, the IFSC Code UTKS0001840 of Utkarsh Small Finance Bank for the Tonk branch includes these elements, identifying the bank and the branch location in Ok and Rajasthan correctly.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are looking for the IFSC Code UTKS0001840 of Utkarsh Small Finance Bank for its Tonk branch located in Ok, the following methods can help:
Cheque Book
The cheque book that is issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Utkarsh Small Finance Bank branches in Ok and Tonk Rajasthan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Utkarsh Small Finance Bank and look for the branch locator section, then search for Tonk or Ok to get the exact IFSC Code UTKS0001840.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Utkarsh Small Finance Bank and Ok, then it will provide you proper information.
How to Use IFSC Code UTKS0001840 for Online Transfers?
Once you have the IFSC Code UTKS0001840 for the Tonk branch of Utkarsh Small Finance Bank in Ok, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTKS0001840. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001840.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Tonk in Ok may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Utkarsh Small Finance Bank in Tonk, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ok manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001840.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Utkarsh Small Finance Bank Ltd.Upper Ground Floor Plot No 13 Near Hero Show Room Sawai Madhopur Road Tonk District - Tonk Rajasthan Pincode-304001 located in Ok, Tonk Rajasthan, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.