The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Pathanamthitta branch in Kerala, Kerala, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Kerala or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UTKS0001729. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Pathanamthitta, Kerala
Here are the main details that are associated with the IFSC Code UTKS0001729 of Utkarsh Small Finance Bank for its branch located in Kerala, within the district of Kerala in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001729 |
| Branch | Pathanamthitta |
| City | Kerala |
| District | Kerala |
| State | Kerala |
| Address | Grd Floor Monys Arcade Makkamkunnu College Road Door No.29/790 Survey No P.17/1/18 Of Pathanamthitta Vill - Kozhencherry Pathanamthitta Kerala Pin Code-689645 |
These details help users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Kerala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001729 for the Pathanamthitta branch of Utkarsh Small Finance Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Pathanamthitta, Kerala, Kerala, is provided with a unique IFSC like UTKS0001729 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Utkarsh Small Finance Bank branch in Kerala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kerala and Kerala.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Pathanamthitta do not get mixed with another location.
Format of the IFSC Code UTKS0001729
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pathanamthitta in Kerala.
For example, the IFSC Code UTKS0001729 of Utkarsh Small Finance Bank for the Pathanamthitta branch includes these elements, identifying the bank and the branch location in Kerala and Kerala correctly.
How to Find IFSC Code for Utkarsh Small Finance Bank?
To find the IFSC Code UTKS0001729 of Utkarsh Small Finance Bank for its Pathanamthitta branch located in Kerala, the following methods can help you out:
Cheque Book
The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Utkarsh Small Finance Bank branches in Kerala and Kerala, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Utkarsh Small Finance Bank and go to the branch locator section. Then search for Pathanamthitta or Kerala to find the exact IFSC Code UTKS0001729.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Utkarsh Small Finance Bank and Kerala will provide accurate information.
How to Use IFSC Code UTKS0001729 for Online Transfers?
Once you have the IFSC Code UTKS0001729 for the Pathanamthitta branch of Utkarsh Small Finance Bank in Kerala, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTKS0001729. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001729.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Pathanamthitta in Kerala, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Utkarsh Small Finance Bank in Pathanamthitta, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kerala manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001729.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Floor Monys Arcade Makkamkunnu College Road Door No.29/790 Survey No P.17/1/18 Of Pathanamthitta Vill - Kozhencherry Pathanamthitta Kerala Pin Code-689645 located in Kerala, Kerala, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.