IFSC Code of Utkarsh Small Finance Bank, Katihar, Katihar, Bihar — UTKS0001325

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Katihar branch in Katihar, Katihar, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Katihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTKS0001325. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Utkarsh Small Finance Bank, Katihar, Katihar

Below in the table are the key details related to IFSC Code UTKS0001325 of Utkarsh Small Finance Bank for its branch located in Katihar, within the district of Katihar in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Utkarsh Small Finance Bank in Katihar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001325 for the Katihar branch of Utkarsh Small Finance Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Katihar, Katihar, Bihar, is provided with a unique IFSC like UTKS0001325 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Utkarsh Small Finance Bank branch in Katihar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Katihar and Katihar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Katihar do not get mixed with another location.

Format of the IFSC Code UTKS0001325

The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katihar in Katihar.

For example, the IFSC Code UTKS0001325 of Utkarsh Small Finance Bank for the Katihar branch includes these elements, identifying the bank and the branch location in Katihar and Bihar accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

To find the IFSC Code UTKS0001325 of Utkarsh Small Finance Bank for its Katihar branch located in Katihar, the following methods can help you out:

Cheque Book

The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Utkarsh Small Finance Bank branches in Katihar and Katihar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and go to the branch locator section. Then search for Katihar or Katihar to find the exact IFSC Code UTKS0001325.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Utkarsh Small Finance Bank and Katihar will provide accurate information.

How to Use IFSC Code UTKS0001325 for Online Transfers?

Once you have the IFSC Code UTKS0001325 for the Katihar branch of Utkarsh Small Finance Bank in Katihar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTKS0001325. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001325.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Katihar in Katihar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Katihar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Utkarsh Small Finance Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Katihar to handle online money transfers and get their cheques cleared smoothly.