Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Pachora branch in Jalgaon, Pachora, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UTKS0001343. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Utkarsh Small Finance Bank, Pachora, Jalgaon

Here are some of the key details that come with the IFSC Code UTKS0001343 of Utkarsh Small Finance Bank for its branch located in Jalgaon, within the district of Pachora in the state of Maharashtra.

Particulars Details
Bank Utkarsh Small Finance Bank
IFSC Code UTKS0001343
Branch Pachora
City Jalgaon
District Pachora
State Maharashtra
Address Sr.No 50/2A Ploat No.36 Gadgebaba Nagar Near Reliance Petrol Pump Maharashtra India -424201

These details help users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Jalgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001343 for the Pachora branch of Utkarsh Small Finance Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Pachora, Jalgaon, Maharashtra, are allotted a unique IFSC like UTKS0001343 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalgaon and Pachora.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Utkarsh Small Finance Bank in Pachora reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code UTKS0001343

The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pachora in Jalgaon.

For example, the IFSC Code UTKS0001343 of Utkarsh Small Finance Bank for the Pachora branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra correctly.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are trying to find the IFSC Code UTKS0001343 of Utkarsh Small Finance Bank for its Pachora branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Utkarsh Small Finance Bank branches in Jalgaon and Pachora, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and navigate to the branch locator section. Search for Pachora or Jalgaon to get the exact IFSC Code UTKS0001343.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Utkarsh Small Finance Bank and Jalgaon, you'll get the correct details.

How to Use IFSC Code UTKS0001343 for Online Transfers?

If you have the IFSC Code UTKS0001343 for the Pachora branch of Utkarsh Small Finance Bank in Jalgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTKS0001343. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001343.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Pachora in Jalgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Pachora, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Utkarsh Small Finance Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Utkarsh Small Finance Bank in Pachora, Jalgaon?

The IFSC Code is UTKS0001343.

Is the IFSC Code UTKS0001343 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Utkarsh Small Finance Bank Pachora?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pachora branch?

The address of the branch is Sr.No 50/2A Ploat No.36 Gadgebaba Nagar Near Reliance Petrol Pump Maharashtra India -424201 located in Jalgaon, Pachora, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.