Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Rewari branch in Haryana, Rewari, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Haryana or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTKS0001653. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Utkarsh Small Finance Bank, Rewari, Haryana

Here are the key points that are associated with the IFSC Code UTKS0001653 of Utkarsh Small Finance Bank for its branch located in Haryana, within the district of Rewari in the state of Haryana.

Particulars Details
Bank Utkarsh Small Finance Bank
IFSC Code UTKS0001653
Branch Rewari
City Haryana
District Rewari
State Haryana
Address Ground Floor At 6393 Circle Road Dharuhera Chowk Rewari Haryana Pin Code 123401

These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Haryana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001653 for the Rewari branch of Utkarsh Small Finance Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Rewari, Haryana, Haryana, are given a unique IFSC like UTKS0001653 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Haryana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Haryana and Rewari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Utkarsh Small Finance Bank in Rewari goes to the correct branch. This is important because Utkarsh Small Finance Bank has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTKS0001653

This is the format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rewari in Haryana.

For example, the IFSC Code UTKS0001653 of Utkarsh Small Finance Bank for the Rewari branch includes these elements, identifying the bank and the branch location in Haryana and Haryana accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are trying to find the IFSC Code UTKS0001653 of Utkarsh Small Finance Bank for its Rewari branch located in Haryana, the following methods can help:

Cheque Book

The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Utkarsh Small Finance Bank branches in Haryana and Rewari, print them on the first page of your passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and navigate to the branch locator section. Search for Rewari or Haryana to get the exact IFSC Code UTKS0001653.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Utkarsh Small Finance Bank and Haryana, you'll get the correct details.

How to Use IFSC Code UTKS0001653 for Online Transfers?

Once you have the IFSC Code UTKS0001653 for the Rewari branch of Utkarsh Small Finance Bank in Haryana, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTKS0001653. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001653.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Rewari in Haryana, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Rewari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Utkarsh Small Finance Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haryana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Utkarsh Small Finance Bank in Rewari, Haryana?

The IFSC Code is UTKS0001653.

Is the IFSC Code UTKS0001653 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Utkarsh Small Finance Bank Rewari?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rewari branch?

The address of the branch is Ground Floor At 6393 Circle Road Dharuhera Chowk Rewari Haryana Pin Code 123401 located in Haryana, Rewari, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.