The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Hisar branch in Haryana, Hisar, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Haryana or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTKS0001648. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Hisar, Haryana
The table below shows the main details of the IFSC Code UTKS0001648 for the Utkarsh Small Finance Bank branch in Haryana, which falls under the Hisar district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001648 |
| Branch | Hisar |
| City | Haryana |
| District | Hisar |
| State | Haryana |
| Address | Ground Floor Of Scf-2 Red Square Market Sector Commercial Urban Estate-1 Hisar Haryana-125001 |
These details are essential not only for online banking users but also for businesses and individuals who use Utkarsh Small Finance Bank in Haryana for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001648 for the Hisar branch of Utkarsh Small Finance Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Hisar, Haryana, Haryana, are allotted a unique IFSC like UTKS0001648 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Haryana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Haryana and Hisar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Utkarsh Small Finance Bank in Hisar reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code UTKS0001648
This is the format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hisar in Haryana.
For example, the IFSC Code UTKS0001648 of Utkarsh Small Finance Bank for the Hisar branch includes these elements, identifying the bank and the branch location in Haryana and Haryana accurately.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are looking for the IFSC Code UTKS0001648 of Utkarsh Small Finance Bank for its Hisar branch located in Haryana, the following methods can help:
Cheque Book
The cheque book that is issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Utkarsh Small Finance Bank branches in Haryana and Hisar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Utkarsh Small Finance Bank and look for the branch locator section, then search for Hisar or Haryana to get the exact IFSC Code UTKS0001648.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Utkarsh Small Finance Bank and Haryana, then it will provide you proper information.
How to Use IFSC Code UTKS0001648 for Online Transfers?
Once you have the IFSC Code UTKS0001648 for the Hisar branch of Utkarsh Small Finance Bank in Haryana, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTKS0001648. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001648.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Hisar in Haryana may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Hisar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Haryana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001648.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Of Scf-2 Red Square Market Sector Commercial Urban Estate-1 Hisar Haryana-125001 located in Haryana, Hisar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.