IFSC Code of Utkarsh Small Finance Bank, Roorkee, Haridwar, Uttarakhand — UTKS0001087

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Roorkee branch in Haridwar, Haridwar, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UTKS0001087. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Utkarsh Small Finance Bank, Roorkee, Haridwar

Here are some of the key details that come with the IFSC Code UTKS0001087 of Utkarsh Small Finance Bank for its branch located in Haridwar, within the district of Haridwar in the state of Uttarakhand.

These details are important not only for users using online banking but also for businesses and individuals who use Utkarsh Small Finance Bank in Haridwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTKS0001087 for the Roorkee branch of Utkarsh Small Finance Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Roorkee, Haridwar, Uttarakhand, are allotted a unique IFSC like UTKS0001087 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Haridwar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Haridwar and Haridwar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Utkarsh Small Finance Bank in Roorkee reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UTKS0001087

The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roorkee in Haridwar.

For example, the IFSC Code UTKS0001087 of Utkarsh Small Finance Bank for the Roorkee branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

To find the IFSC Code UTKS0001087 of Utkarsh Small Finance Bank for its Roorkee branch located in Haridwar, the following methods can help you out:

Cheque Book

The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Utkarsh Small Finance Bank branches in Haridwar and Haridwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and go to the branch locator section. Then search for Roorkee or Haridwar to find the exact IFSC Code UTKS0001087.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Utkarsh Small Finance Bank and Haridwar will provide accurate information.

How to Use IFSC Code UTKS0001087 for Online Transfers?

Once you have the IFSC Code UTKS0001087 for the Roorkee branch of Utkarsh Small Finance Bank in Haridwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTKS0001087. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001087.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Roorkee in Haridwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Utkarsh Small Finance Bank in Roorkee, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Utkarsh Small Finance Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Haridwar manage online transfers as well as cheque clearances with ease.