IFSC Code of Utkarsh Small Finance Bank, Sugauli, Sugauli, Bihar — UTKS0001162

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Sugauli branch in East Champaran, Sugauli, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in East Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTKS0001162. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Utkarsh Small Finance Bank, Sugauli, East Champaran

The table below shows the main details of the IFSC Code UTKS0001162 for the Utkarsh Small Finance Bank branch in East Champaran, which falls under the Sugauli district in Bihar.

These details help users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in East Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001162 for the Sugauli branch of Utkarsh Small Finance Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTKS0001162 is given to every bank branch, including Utkarsh Small Finance Bank located in Sugauli, East Champaran, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Utkarsh Small Finance Bank branch in East Champaran.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like East Champaran and Sugauli.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Sugauli doesn't end up at another location.

Format of the IFSC Code UTKS0001162

The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sugauli in East Champaran.

For example, the IFSC Code UTKS0001162 of Utkarsh Small Finance Bank for the Sugauli branch includes these elements, identifying the bank and the branch location in East Champaran and Bihar accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are trying to find the IFSC Code UTKS0001162 of Utkarsh Small Finance Bank for its Sugauli branch located in East Champaran, the following methods can help:

Cheque Book

The cheque books that are issued by Utkarsh Small Finance Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Utkarsh Small Finance Bank branches in East Champaran and Sugauli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and find the branch locator section. Search for Sugauli or East Champaran to get the exact IFSC Code UTKS0001162.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Utkarsh Small Finance Bank and East Champaran that will provide accurate information.

How to Use IFSC Code UTKS0001162 for Online Transfers?

Once you have the IFSC Code UTKS0001162 for the Sugauli branch of Utkarsh Small Finance Bank in East Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTKS0001162. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001162.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Sugauli in East Champaran may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Utkarsh Small Finance Bank in Sugauli, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Utkarsh Small Finance Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in East Champaran manage online transfers as well as cheque clearances with ease.