The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Dumka branch in Dumka, Dumka, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Dumka or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UTKS0001345. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Dumka, Dumka
Below in the table are the key details related to IFSC Code UTKS0001345 of Utkarsh Small Finance Bank for its branch located in Dumka, within the district of Dumka in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001345 |
| Branch | Dumka |
| City | Dumka |
| District | Dumka |
| State | Jharkhand |
| Address | Mauza Bandarjori No12 Taluk Ghat Dumka,Municipal Ward No16(Old ) New ( 22 ) Of Basouri Jamabandi No 30/20 Plot No4 Part Lic Chauk,Pin - 814101 |
These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Dumka for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001345 for the Dumka branch of Utkarsh Small Finance Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Dumka, Dumka, Jharkhand, are allotted a unique IFSC like UTKS0001345 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dumka.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dumka and Dumka.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Utkarsh Small Finance Bank in Dumka reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code UTKS0001345
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Utkarsh Small Finance Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dumka in Dumka.
For example, the IFSC Code UTKS0001345 of Utkarsh Small Finance Bank for the Dumka branch includes these elements, identifying the bank and the branch location in Dumka and Jharkhand correctly.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are trying to find the IFSC Code UTKS0001345 of Utkarsh Small Finance Bank for its Dumka branch located in Dumka, the following methods can help:
Cheque Book
The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Utkarsh Small Finance Bank branches in Dumka and Dumka, print them on the first page of your passbook.
Bank Website
Visit the official website of Utkarsh Small Finance Bank and navigate to the branch locator section. Search for Dumka or Dumka to get the exact IFSC Code UTKS0001345.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Utkarsh Small Finance Bank and Dumka, you'll get the correct details.
How to Use IFSC Code UTKS0001345 for Online Transfers?
Once you have the IFSC Code UTKS0001345 for the Dumka branch of Utkarsh Small Finance Bank in Dumka, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTKS0001345. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001345.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Dumka in Dumka, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Dumka, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dumka manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dumka Dumka branch is UTKS0001345.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Mauza Bandarjori No12 Taluk Ghat Dumka,Municipal Ward No16(Old ) New ( 22 ) Of Basouri Jamabandi No 30/20 Plot No4 Part Lic Chauk,Pin - 814101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.