Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Dausa branch in Dausa, Dausa, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Utkarsh Small Finance Bank located in Dausa or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTKS0001906. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Utkarsh Small Finance Bank, Dausa, Dausa

Here are the main details that are associated with the IFSC Code UTKS0001906 of Utkarsh Small Finance Bank for its branch located in Dausa, within the district of Dausa in the state of Rajasthan.

Particulars Details
Bank Utkarsh Small Finance Bank
IFSC Code UTKS0001906
Branch Dausa
City Dausa
District Dausa
State Rajasthan
Address Grd Flr Guru Nanak Nagar Jaipur Road Dausa Dausa To Agra Road Jaipur Bypass Near Bank Of Ba

These details are important not only for users using online banking but also for businesses and individuals who use Utkarsh Small Finance Bank in Dausa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTKS0001906 for the Dausa branch of Utkarsh Small Finance Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Dausa, Dausa, Rajasthan, is provided with a unique IFSC like UTKS0001906 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Utkarsh Small Finance Bank branch in Dausa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dausa and Dausa.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Dausa do not get mixed with another location.

Format of the IFSC Code UTKS0001906

The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dausa in Dausa.

For example, the IFSC Code UTKS0001906 of Utkarsh Small Finance Bank for the Dausa branch includes these elements, identifying the bank and the branch location in Dausa and Rajasthan accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are trying to find the IFSC Code UTKS0001906 of Utkarsh Small Finance Bank for its Dausa branch located in Dausa, the following methods can help:

Cheque Book

The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Utkarsh Small Finance Bank branches in Dausa and Dausa, print them on the first page of your passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and navigate to the branch locator section. Search for Dausa or Dausa to get the exact IFSC Code UTKS0001906.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Utkarsh Small Finance Bank and Dausa, you'll get the correct details.

How to Use IFSC Code UTKS0001906 for Online Transfers?

Once you have the IFSC Code UTKS0001906 for the Dausa branch of Utkarsh Small Finance Bank in Dausa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTKS0001906. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001906.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Dausa in Dausa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Dausa, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Utkarsh Small Finance Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dausa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Utkarsh Small Finance Bank in Dausa, Dausa?

The IFSC Code is UTKS0001906.

Is the IFSC Code UTKS0001906 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Utkarsh Small Finance Bank Dausa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dausa branch?

The address of the branch is Grd Flr Guru Nanak Nagar Jaipur Road Dausa Dausa To Agra Road Jaipur Bypass Near Bank Of Ba located in Dausa, Dausa, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.