For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Rs Puram Coimbatore branch in Coimbatore, Rs Puram Coimbatore Tamil Nadu, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Utkarsh Small Finance Bank located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTKS0001628. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Utkarsh Small Finance Bank, Rs Puram Coimbatore, Coimbatore

Below in the table are the key details related to IFSC Code UTKS0001628 of Utkarsh Small Finance Bank for its branch located in Coimbatore, within the district of Rs Puram Coimbatore Tamil Nadu in the state of Tamil Nadu.

Particulars Details
Bank Utkarsh Small Finance Bank
IFSC Code UTKS0001628
Branch Rs Puram Coimbatore
City Coimbatore
District Rs Puram Coimbatore Tamil Nadu
State Tamil Nadu
Address Rudflr412Dbradrspuramcimbatretamilnadupi-641002

These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Coimbatore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001628 for the Rs Puram Coimbatore branch of Utkarsh Small Finance Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Rs Puram Coimbatore, Coimbatore, Tamil Nadu, is provided with a unique IFSC like UTKS0001628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Utkarsh Small Finance Bank branch in Coimbatore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Coimbatore and Rs Puram Coimbatore Tamil Nadu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Rs Puram Coimbatore do not get mixed with another location.

Format of the IFSC Code UTKS0001628

This is the format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rs Puram Coimbatore in Coimbatore.

For example, the IFSC Code UTKS0001628 of Utkarsh Small Finance Bank for the Rs Puram Coimbatore branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are trying to find the IFSC Code UTKS0001628 of Utkarsh Small Finance Bank for its Rs Puram Coimbatore branch located in Coimbatore, the following methods can help:

Cheque Book

The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Utkarsh Small Finance Bank branches in Coimbatore and Rs Puram Coimbatore Tamil Nadu, print them on the first page of your passbook.

Bank Website

Visit the official website of Utkarsh Small Finance Bank and navigate to the branch locator section. Search for Rs Puram Coimbatore or Coimbatore to get the exact IFSC Code UTKS0001628.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Utkarsh Small Finance Bank and Coimbatore, you'll get the correct details.

How to Use IFSC Code UTKS0001628 for Online Transfers?

Once you have the IFSC Code UTKS0001628 for the Rs Puram Coimbatore branch of Utkarsh Small Finance Bank in Coimbatore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTKS0001628. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001628.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Rs Puram Coimbatore in Coimbatore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Utkarsh Small Finance Bank in Rs Puram Coimbatore, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Utkarsh Small Finance Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Coimbatore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Utkarsh Small Finance Bank in Rs Puram Coimbatore, Coimbatore?

The IFSC Code is UTKS0001628.

Is the IFSC Code UTKS0001628 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Utkarsh Small Finance Bank Rs Puram Coimbatore?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rs Puram Coimbatore branch?

The address of the branch is Rudflr412Dbradrspuramcimbatretamilnadupi-641002 located in Coimbatore, Rs Puram Coimbatore Tamil Nadu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.